609 Chapel St, Ottawa, IL 61350 Property Records

LaSalle County property record for 609 Chapel St, Ottawa, IL 61350

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,472 sqft · built 1915
Lot Size0.164 acres (7,170 sqft)
OwnerIndividual Name on Record
Last Sale$162,000 (Dec 2020)
Tax Bill$6,819 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN21-12-138-002

Property Details

APN / Parcel Number

Primary APN21-12-138-002
Alternative APN
  • 18-12-157-002

Interior

Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories2 Stories
Building Area1,472 sqft Total Area

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Lot Area7,170 sqft (0.164 acres)

Location & Zoning

Street Address609 CHAPEL ST
CityOTTAWA
StateIL
Zip61350-3005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREEN'S ADD, LT 7 BLK 7 SEC 12-33-3
Legal Range03
Legal Township33
Legal Section12
Legal SubdivisionGREENS ADD
Legal Block7
Legal Lot Number7
JurisdictionLASALLE IL
Township / Civil DivisionOTTAWA
Census Block Group5
Census Block5009
Census Tract962300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Ottawa East Side Historic District
listed 2013 · 301 contributing resources · NRIS 13000718

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address609 CHAPEL ST, OTTAWA, IL 61350-3005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 7, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST FSB
Feb 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
OTTAWA SAVINGS BANK
Nov 6, 2019Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 7, 2020 · Amount on Record
Deed SaleDec 7, 2020 · Amount on Record
Prior SaleNov 6, 2019 · Amount on Record
Deed Document Number202018971
Record UpdatedSep 20, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLASALLE IL
Recording DateDec 7, 2020
Property Address609 CHAPEL ST, OTTAWA, IL 61350-3005
Document Number202018971
Instrument DateDec 4, 2020
Instrument2020-18971
Transaction TypeTransfer
Record UpdatedJun 7, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$243.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1967 N 2719TH RD, 1967, OTTAWA, IL 61350-9383

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 CHAPEL ST, OTTAWA, IL 61350-3005

Mortgage

Document Number202018972
DateDec 7, 2020
Instrument2020-18972
Lender
NameFIRST FSB
Agreement
TypeConventional Mortgage
AmountAmount Recorded

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLASALLE IL
Property Address609 CHAPEL ST, OTTAWA, IL 61350-3005
Transaction TypeMortgage
Record UpdatedMar 4, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202002467
DateFeb 19, 2020
Instrument202002467
Lender
NameOTTAWA SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueFeb 18, 2045
Interest
Rate TypeFixed Rate

November 2019: Deed, Transfer

Document TypeDeed
JurisdictionLASALLE IL
Recording DateNov 6, 2019
Property Address609 CHAPEL ST, OTTAWA, IL 61350-3005
Document Number201915229
Instrument DateOct 16, 2019
Instrument201915229
Transaction TypeTransfer
Record UpdatedJun 7, 2021

Transaction

AmountAmount Recorded
Tax$60.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address706 WASHINGTON ST, 706, MENDOTA, IL 61342-1628

Transferred To (Grantee/Buyer)

NameVerified Name
Address1969 N 2719TH RD, OTTAWA, IL 61350-9383

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLaSalle County
County SubdivisionOttawa Township
MunicipalityOttawa City
Elementary School DistrictOttawa Elementary School District 141 (PK - 08)
Secondary School DistrictOttawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,819.00 (+8.5%)$73,980 (+23.31%) Land $8,279 Building $65,701$221,940 (+23.31%) Land $24,837 Building $197,103
2024$6,285.00
2023$59,997 (+10.18%) Land $6,714 Building $53,283$179,991 (+10.18%) Land $20,142 Building $159,849
2022$54,454 Land $9,923 Building $44,531$163,362 Land $29,769 Building $133,593

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims38 (1979–2020)
Claims Outside the SFHA13 of 38
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 8 claims
  • Severe Storms And Flooding, Sep 2008 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTTAWA
serves 18,097 people · EPA ID IL0990800
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fixed Wireless
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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