640 Chapel St, Ottawa, IL 61350 Property Records

LaSalle County property record for 640 Chapel St, Ottawa, IL 61350

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 6,154 sqft · built 1860
Lot Size0.67 acres (29,185 sqft)
OwnerIndividual Name on Record
Last Sale$237,000 (Jan 2020)
Tax Bill$11,490 (2025)
Deeds & MortgagesJan 2020 Sale
Mar 2019 Foreclosure
Flood ZoneZone X (minimal risk)
APN21-12-133-004

Property Details

APN / Parcel Number

Primary APN21-12-133-004
Alternative APN
  • 18-12-154-005

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories2 Stories
Building Area6,154 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1860
Effective Year BuiltEffective 1860
Lot Area29,185 sqft (0.67 acres)

Location & Zoning

Street Address640 CHAPEL ST
CityOTTAWA
StateIL
Zip61350-3006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREEN'S ADD, LTS 1 & 2 BLK SEC 12-33-3
Legal Range03
Legal Township33
Legal Section12
Legal SubdivisionGREENS ADD
Legal Lot Number1-2
JurisdictionLASALLE IL
Township / Civil DivisionOTTAWA
Census Block Group5
Census Block5005
Census Tract962300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Ottawa East Side Historic District
listed 2013 · 301 contributing resources · NRIS 13000718

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address640 CHAPEL ST, OTTAWA, IL 61350-3006
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 7, 2020Warranty Deed, Transfer
WHEATLAND TITLE
Mar 21, 2019Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 7, 2020 · Amount on Record
Deed SaleJan 7, 2020 · Amount on Record
Prior SaleMar 21, 2019
Deed Document Number2020239
Record UpdatedSep 20, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLASALLE IL
Recording DateJan 7, 2020
Property Address640 CHAPEL ST, OTTAWA, IL 61350-3006
Document Number202000239
Instrument DateDec 27, 2019
Instrument202000239
Transaction TypeTransfer
Record UpdatedJun 7, 2021
Title CompanyWHEATLAND TITLE

Transaction

AmountAmount Recorded
Tax$355.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 CHAPEL ST, OTTAWA, IL 61350-3006

March 2019: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionLASALLE IL
Recording DateMar 21, 2019
Property Address640 CHAPEL ST, OTTAWA, IL 61350-3006
Document Number201902974
Instrument DateMar 12, 2019
Instrument201902974
Transaction TypeForeclosure
Record UpdatedJun 7, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address925 LA SALLE ST, OTTAWA, IL 61350-2004

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLaSalle County
County SubdivisionOttawa Township
MunicipalityOttawa City
Elementary School DistrictOttawa Elementary School District 141 (PK - 08)
Secondary School DistrictOttawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,490.00 (+116.18%)$120,542 (+23.31%) Land $21,005 Building $99,537$361,626 (+23.31%) Land $63,015 Building $298,611
2024$5,315.00
2023$97,759 (+10.18%) Land $17,035 Building $80,724$293,277 (+10.18%) Land $51,105 Building $242,172
2022$88,727 Land $33,884 Building $54,843$266,181 Land $101,652 Building $164,529

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims38 (1979–2020)
Claims Outside the SFHA13 of 38
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 8 claims
  • Severe Storms And Flooding, Sep 2008 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTTAWA
serves 18,097 people · EPA ID IL0990800
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fixed Wireless
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Chapel St

Nearby Streets

Search Property Records by Address or Parcel Number