613 Cardinal Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 613 Cardinal Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,227 sqft · built 2003
Lot Size	0.29 acres (12,632 sqft)
Owner	Trust Name on Record
Last Sale	$197,500 (Oct 2016)
Tax Bill	$2,866 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0049H154000`

Property Details

APN / Parcel Number

Primary APN	`0049H154000`
Alternative APNs	`0049H154` `22450`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,227 sqft Heated Area
1st Floor Area	2,029 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	140 ft deep x 90 ft wide
Garage Area	572 sqft
Porch	Patio
Porch Area	318 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	22450
Street Address	613 CARDINAL RD
City	RINGGOLD
State	GA
Zip	30736-4935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 154 THE MEADOWS PHASE 2
Legal Subdivision	THE MEADOWS PH 2
Legal Phase	2
Legal Lot Number	154
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	4
Census Block	4004
Census Tract	30202

Owner

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	613 CARDINAL RD, RINGGOLD, GA 30736-4935
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L
Nov 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2016 · Amount on Record
Deed Sale	Oct 7, 2016 · Amount on Record
Prior Sale	Jan 12, 2015 · Amount on Record
Deed Document Number	20162153
Deed Book / Page	1847 / 288
Prior Transfer Date	Mar 26, 2015
Prior Transfer Doc	0017650633
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	613 CARDINAL RD, RINGGOLD, GA 30736-4935
Document Number	0020770695
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	613 CARDINAL RD RINGGOLD GA 307364935, RINGGOLD, GA 30736-4935

Mortgage

Document Number	0020770695
Date	Sep 8, 2020
Book Page	002077/000695
Instrument	7240

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2050

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	Nov 27, 2017
Property Address	613 CARDINAL RD, RINGGOLD, GA 30736-4935
Document Number	0019090609
Book / Page	001909 / 000609
Instrument Date	Nov 22, 2017
Transaction Type	Transfer
Record Updated	Dec 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,866.00 (+11.09%) Homeowner's exemption Senior Citizen's exemption	$160,700 (+35.47%) Land $15,000 Building $145,700	$401,750 (+35.47%) Land $37,500 Building $364,250
2023	$2,580.00 (+18.13%) Homeowner's exemption Senior Citizen's exemption	$118,626 Land $15,000 Building $103,626	$296,564 Land $37,500 Building $259,064
2022	$2,184.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Ringgold Telephone Company DSL	100 / 20

May also be available: T-Mobile.

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