625 Mountain Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 625 Mountain Dr, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,030 sqft · built 1974
Lot Size	0.224 acres (9,775 sqft)
Owner	Individual Name on File
Last Sale	$343,000 (Aug 2019)
Tax Bill	$4,316 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-590-4032-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-590-4032-9`
Alternative APN	`00-2S-22-3081-000D-0040`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,030 sqft Heated Area
Gross Area	2,100 sqft
1st Floor Area	2,030 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1995
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	9,775 sqft (0.224 acres)
Lot Width	85 ft Width
Porch	Open Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	625 MOUNTAIN DR
City	DESTIN
State	FL
Zip	32541-2427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEA HILLS 1ST LOT 4 BLK D
Legal Range	22
Legal Township	02S
Legal Subdivision	SEA HILLS 1ST ADDITION
Legal Block	D
Legal Lot Number	4
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2012
Census Tract	23307

Owner

625 Mountain Dr is owned and occupied by an individual who bought it in August 2019.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	625 MOUNTAIN DR, DESTIN, FL 32541-2427
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2019 · Amount on File
Deed Sale	Aug 13, 2019 · Amount on File
Prior Sale	Dec 3, 2013 · Amount on File
Deed Document Number	3297484
Deed Book / Page	3413 / 3265
Record Updated	Jun 8, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 13, 2019
Property Address	625 MOUNTAIN DR, DESTIN, FL 32541-2427
Document Number	0034133265
Book / Page	3413 / 3265
Map Reference	MB 5 PG 35
Instrument Date	Aug 5, 2019
Instrument	3297484
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	COASTAL TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,401.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1593 HWY 393 E, 1593, SANTA ROSA BEACH, FL 32459

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 MOUNTAIN DR, DESTIN, FL 32541-2427

Mortgage

Document Number	0034133267
Date	Aug 13, 2019
Instrument	3413-3267

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 625 Mountain Dr was $4,316.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,316.00	$364,476 Land $108,854 Building $255,622	$364,476 Land $108,854 Building $255,622
2023	$3,959.00 (+7.7%)	$356,017 (+7.46%) Land $98,769 Building $257,248	$356,017 (+7.46%) Land $98,769 Building $257,248
2022	$3,676.00	$331,289 Land $89,790 Building $241,499	$331,289 Land $89,790 Building $241,499

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 625 Mountain Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 625 Mountain Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20