Okaloosa County property record for 628 Mountain Dr, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,100 sqft · built 1974 |
| Lot Size | 0.224 acres (9,775 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,794 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage May 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-590-4024-6 |
| Primary APN | C56-000-590-4024-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,100 sqft Living Area |
| Gross Area | 3,138 sqft |
| 1st Floor Area | 2,100 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 9,775 sqft (0.224 acres) |
| Lot Width | 85 ft Width |
| Garage Type | Carport |
| Garage Area | 252 sqft |
| Carport | Carport |
| Carport Area | 252 sqft |
| Porch | Florida Room |
| Porch Area | 48 sqft |
| Patio Area | 540 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 628 MOUNTAIN DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEA HILLS 1ST LOT 2 BLK C |
| Legal Subdivision | SEA HILLS |
| Legal Block | C |
| Legal Lot Number | 2 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 23307 |
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14202 N MEADOW LN, NEWMAN LAKE, WA 99025-8525 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage DITECH FINANCIAL LLC |
| May 29, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 24, 2019 |
| Transfer Doc | 0034382356 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 14, 2020 |
| Property Address | 628 MOUNTAIN DR, DESTIN, FL 32541-2429 |
| Document Number | 0034382356 |
| Book / Page | 3438 / 2356 |
| Map Reference | MB 5 PG 35 |
| Instrument Date | Oct 24, 2019 |
| Instrument | 3330155 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10919 64TH AVE NW, GIG HARBOR, WA 98332-8522 |
| Document Number | 0034382358 |
|---|---|
| Date | Jan 14, 2020 |
| Instrument | 3438/2358 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 29, 2019 |
| Property Address | 628 MOUNTAIN DR, DESTIN, FL 32541-2429 |
| Document Number | 0034004821 |
| Book / Page | 003400 / 004821 |
| Instrument Date | Mar 4, 2019 |
| Instrument | 3280411 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 10919 64TH AVE NW GIG HARBOR WA 983328522, GIG HARBOR, WA 98332-8522 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,794.00 (+8.73%) | $404,797 (+2.28%) Land $108,854 Building $295,943 | $404,797 (+2.28%) Land $108,854 Building $295,943 |
| 2023 | $4,409.00 (+7.64%) | $395,778 (+7.31%) Land $98,769 Building $297,009 | $395,778 (+7.31%) Land $98,769 Building $297,009 |
| 2022 | $4,096.00 | $368,823 Land $89,790 Building $279,033 | $368,823 Land $89,790 Building $279,033 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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