625 Locust Point Rd, Rumson, NJ 07760 Property Records

Monmouth County and Middletown Township property record for 625 Locust Point Rd, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,617 sqft · built 1951
Lot Size	0.738 acres (32,160 sqft)
Owner	Company Name on File
Last Sale	$206,000 (May 1999)
Tax Bill	$12,120 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-00840-03-00029`

Property Details

APN / Parcel Number

Primary APN	`32-00840-03-00029`
Alternative APNs	`3200840000300029` `579`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,617 sqft Living Area
1st Floor Area	1,617 sqft
Basement Area	515 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	32,160 sqft (0.738 acres)
Lot Dimensions	402 ft deep x 80 ft wide
Garage Area	273 sqft
Parking Spaces	1 Parking Space
Deck Area	40 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	579
Street Address	625 LOCUST POINT RD
City	RUMSON
State	NJ
Zip	07760-2341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R110
Legal Block	840.3
Legal Lot Number	29
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	4
Census Block	4028
Census Tract	800900

Owner

625 Locust Point Rd is owned by a company that bought it in May 1999.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner of Record	Company Name on File
Mailing Address	625 LOCUST POINT RD, RUMSON, NJ 07760-2341
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 1999 · Amount on File
Deed Sale	May 17, 1999 · Amount on File
Deed Book / Page	5822 / 774
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	625 LOCUST POINT RD, RUMSON, NJ 07760-2341
Document Number	0000124128
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Jan 31, 2020
Title Company	SIGNATURE CLOSING SERVICES LLC, SIGNATURE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	625 LOCUST POINT RD LOCUST NJ 077602341, LOCUST, NJ 07760-2341

Mortgage

Document Number	0000124128
Date	Dec 27, 2019
Book Page	009387/006461
Instrument	124128

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 625 Locust Point Rd was $12,120, up 25.2% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$785,000 (+4.54%) Land $592,100 Building $192,900	$785,000 (+4.54%) Land $592,100 Building $192,900
2025	$12,120.00 (+25.15%)	$750,900 Land $559,800 Building $191,100	$750,900 Land $559,800 Building $191,100
2024	$9,684.00
2023		$518,300 (+34.69%) Land $332,300 Building $186,000	$518,300 (+34.69%) Land $332,300 Building $186,000
2022	$7,245.00 (-4.62%)	$384,800 Land $207,700 Building $177,100	$384,800 Land $207,700 Building $177,100
2021	$7,596.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 625 Locust Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1992–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 625 Locust Point Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 59% of New Jersey
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20