Monmouth County and Middletown Township property record for 637 Locust Point Rd, Rumson, NJ 07760
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 3 bd · 4 ba · 3,064 sqft · built 1953 |
| Lot Size | 0.883 acres (38,468 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $83,500 (Apr 1985) |
| Deeds & Mortgages | Jan 2021 Transfer Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00840-03-00032 |
| Primary APN | 32-00840-03-00032 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,064 sqft Gross Area |
| 1st Floor Area | 3,064 sqft |
| Upper Floors Area | 1,306 sqft |
| Basement Area | 1,746 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 38,468 sqft (0.883 acres) |
| Lot Dimensions | 326 ft deep x 118 ft wide |
| Parking Spaces | 1 Parking Space |
| Deck Area | 910 sqft |
|---|---|
| Patio Area | 510 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Septic |
| Account Number | 101 |
|---|---|
| Street Address | 637 LOCUST POINT RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-2341 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R110 |
| Legal Description | FACILITY NAME: DISABLED VETERAN |
| Legal Subdivision | CHARLES LUFBURROW ESTATE |
| Legal Block | 840.3 |
| Legal Lot Number | 32 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 800900 |
Source: Monmouth County and Middletown Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 637 LOCUST POINT RD, RUMSON, NJ 07760-2341 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2021 | Quit Claim Deed, Transfer TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC |
| Feb 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BFF LNDG SVCS INC |
| Sep 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BFF LNDG SVCS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 1985 · Amount on Record |
| Deed Sale | Apr 25, 1985 · Amount on Record |
| Deed Book / Page | 4557 / 856 |
| Last Transfer Date | Dec 10, 2020 |
| Transfer Doc | 0000012918 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 25, 2021 |
| Property Address | 637 LOCUST POINT RD, RUMSON, NJ 07760-2341 |
| Document Number | 0000012918 |
| Book / Page | 009476 / 000463 |
| Instrument Date | Dec 10, 2020 |
| Instrument | 12918 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2021 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Estate |
| Address | 637 LOCUST POINT RD |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 637 LOCUST POINT RD, RUMSON, NJ 07760-2341 |
| Document Number | 0000021372 |
| Instrument Date | Feb 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | ANGEL TITLE AND ABSTRACT INC, ANGEL TITLE & ABS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 637 LOCUST POINT RD RUMSON NJ 077602341, RUMSON, NJ 07760-2341 |
| Document Number | 0000021372 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 009398/009927 |
| Instrument | 21372 |
| Name | BFF LNDG SVCS INC |
|---|---|
| Address | HOLMDEL, NJ 07733 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 24, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 637 LOCUST POINT RD, RUMSON, NJ 07760-2341 |
| Document Number | 0000098614 |
| Instrument Date | Sep 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2018 |
| Title Company | GREEN LABEL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 637 LOCUST POINT RD RUMSON NJ 077602341, RUMSON, NJ 07760-2341 |
| Document Number | 0000098614 |
|---|---|
| Date | Oct 5, 2018 |
| Book Page | 009315/002472 |
| Instrument | 98614 |
| Name | BFF LNDG SVCS INC |
|---|---|
| Address | HOLMDEL, NJ 07733 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 4, 2048 |
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,206,700 (+3.53%) Land $702,000 Building $504,700 | $1,206,700 (+3.53%) Land $702,000 Building $504,700 | |
| 2025 | Disabled Person's exemption Veteran's exemption | $1,165,600 (+22.48%) Land $665,500 Building $500,100 | $1,165,600 (+22.48%) Land $665,500 Building $500,100 |
| 2023 | $951,700 Land $391,800 Building $559,900 | $951,700 Land $391,800 Building $559,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1992–2012) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 59% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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