Monmouth County and Middletown Township property record for 609 Locust Point Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,716 sqft · built 1952 |
| Lot Size | 0.49 acres (21,330 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Feb 2019) |
| Tax Bill | $12,565 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00840-03-00025 |
| Primary APN | 32-00840-03-00025 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,716 sqft Living Area |
| 1st Floor Area | 1,716 sqft |
| Basement Area | 288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 21,330 sqft (0.49 acres) |
| Lot Dimensions | 237 ft deep x 90 ft wide |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Patio Area | 594 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 591 |
|---|---|
| Street Address | 609 LOCUST POINT RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-2341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R110 |
| Legal Subdivision | CHARLES LUFBURROW ESTATE |
| Legal Block | 840.3 |
| Legal Lot Number | 25 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 800900 |
Source: Monmouth County and Middletown Township records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 609 LOCUST POINT RD, RUMSON, NJ 07760-2341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Feb 13, 2019 | Grant Deed, Transfer · FHA Mortgage ADVISORS MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2019 · Amount on Record |
| Deed Sale | Feb 13, 2019 · Amount on Record |
| Deed Document Number | 201914482 |
| Deed Book / Page | 9335 / 5385 |
| Prior Transfer Date | Mar 30, 2009 |
| Prior Transfer Doc | 0087657186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 609 LOCUST POINT RD, RUMSON, NJ 07760-2341 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | PUNCTUAL ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0095126667 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 9512/6667 |
| Instrument | 2021080958 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 13, 2019 |
| Property Address | 609 LOCUST POINT RD, RUMSON, NJ 07760-2341 |
| Document Number | 0000014482 |
| Book / Page | 009335 / 005385 |
| Instrument Date | Oct 23, 2018 |
| Instrument | 14482 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2019 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 609 LOCUST POINT RD LOCUST NJ 077602341, LOCUST, NJ 07760-2341 |
| Document Number | 14483 |
|---|---|
| Date | Feb 13, 2019 |
| Book Page | 009335/005401 |
| Instrument | 14483 |
| Name | ADVISORS MTG |
|---|---|
| Type | Mortgage Company |
| Address | OCEAN, NJ 07712 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2049 |
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $816,200 (+4.84%) Land $668,900 Building $147,300 | $816,200 (+4.84%) Land $668,900 Building $147,300 | |
| 2025 | $12,565.00 (+28.14%) | $778,500 (+48.94%) Land $632,600 Building $145,900 | $778,500 (+48.94%) Land $632,600 Building $145,900 |
| 2024 | $9,806.00 (+36.94%) | ||
| 2023 | $522,700 Land $375,100 Building $147,600 | $522,700 Land $375,100 Building $147,600 | |
| 2022 | $7,161.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1992–2012) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 59% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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