625 Edgecliff St, Covington, KY 41014 Property Records

Kenton County property record for 625 Edgecliff St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,066 sqft · built 1961
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$390,228 (Aug 2023)
Tax Bill	$2,033 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`041-30-00-027.00`

Property Details

APN / Parcel Number

Primary APN	`041-30-00-027.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,066 sqft Finished Area
Gross Area	1,174 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	625 EDGECLIFF ST
City	COVINGTON
State	KY
Zip	41014-1015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWOOD PLACE BLK D LOT 116 EXCEPT STRIP OFF SES
Legal Subdivision	EDGEWOOD PLACE
Legal Phase	D
Legal Block	D
Legal Lot Number	116
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1000
Census Tract	65100

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	625 EDGECLIFF ST, COVINGTON, KY 41014-1015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Dec 18, 2020	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2023 · Amount on Record
Deed Sale	Aug 17, 2023 · Amount on Record
Prior Sale	Nov 24, 2021 · Amount on Record
Deed Document Number	2023124
Deed Book / Page	242 / 207
Record Updated	Oct 29, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Nov 24, 2021
Property Address	625 EDGECLIFF ST, COVINGTON, KY 41014-1015
Document Number	0005900051
Book / Page	133 / 81
Instrument Date	Nov 22, 2021
Instrument	21112405900051
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 SCOTT DR, FLORENCE, KY 41042-1932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 KINGSLEY DR, CINCINNATI, OH 45227-1114
Investor	Possibly a Property Investor

Mortgage

Document Number	0005900052
Date	Nov 24, 2021
Instrument	21112405900052

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 18, 2020
Property Address	625 EDGECLIFF ST, COVINGTON, KY 41014-1015
Document Number	0000000197
Book / Page	000KC6 / 000699
Instrument Date	Dec 15, 2020
Instrument	197
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$130.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	625 EDGECLIFF ST COVINGTON KY 410141015, COVINGTON, KY 41014-1015

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,500 (-) Land $10,000 Building $143,500	$153,500 (-) Land $10,000 Building $143,500
2025	$2,033.00 (-0.54%)	$153,500 (-) Land $10,000 Building $143,500	$153,500 (-) Land $10,000 Building $143,500
2023	$2,044.00	$153,500 Land $10,000 Building $143,500	$153,500 Land $10,000 Building $143,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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