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621 Edgecliff St, Covington, KY 41014 Property Records

Kenton County property record for 621 Edgecliff St, Covington, KY 41014 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1952
Square Footage936 sqft Finished Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$170,000 (2024)
Tax Bill$2,252.00 (2025)

Property Details

APN / Parcel Number

Primary APN041-30-00-029.00

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area936 sqft Finished Area
Gross Area996 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Exterior MaterialBrick Exterior
Roof MaterialComposition Shingle Roof
Lot Area8,712 sqft (0.2 acres)

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address621 EDGECLIFF ST
CityCOVINGTON
StateKY
Zip41014-1015
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEDGEWOOD PLACE BLK D PT LOT 115
Legal SubdivisionEDGEWOOD PLACE
Legal PhaseD
Legal BlockD
Legal Lot Number115
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1000
Census Tract65100

Owner

Source: Kenton County records · APN 041-30-00-029.00

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address621 EDGECLIFF ST, COVINGTON, KY 41014-1015
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2024Deed of Trust, Mortgage · Line of Credit
LEXINGTON-FAYETTE URBAN COUNTY GOV
Mar 25, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NATIONS RELIABLE LENDING LLC
Apr 04, 2022Warranty Deed, Transfer
360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC
Mar 25, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERICAN MORTGAGE SERVICE CO
Sep 05, 2019Warranty Deed, Transfer · Conventional Mortgage
HUNTINGTON NAT'L BK
Jan 03, 2019Grant Deed, Transfer
360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS
Oct 08, 2018Grant Deed, Transfer
SERVICELINK
Aug 20, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 25, 2024 · Amount on Record
Deed SaleMar 25, 2024 · Amount on Record
Prior SaleApr 04, 2022 · Amount on Record
Deed Doc Number202443
Deed Book / Page276 / 1
Record RefreshedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address621 EDGECLIFF ST, COVINGTON, KY 41014-1015
Transaction TypeMortgage
Record UpdatedApr 08, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address621 EDGECLIFF ST, COVINGTON, KY 41014-1015

Mortgage

Document Number0005900045
DateMar 25, 2024
Book PageKCM 535/108
Instrument24032505900045
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueApr 01, 2034

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address621 EDGECLIFF ST, COVINGTON, KY 41014-1015
Transaction TypeMortgage
Record UpdatedApr 08, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address10216 FALCON RIDGE DR, INDEPENDENCE, KY 41051-9654

Mortgage

Document Number0005900044
DateMar 25, 2024
Book PageKCM 535/88
Instrument24032505900044
Lender
NameNATIONS RELIABLE LENDING LLC
TypeMortgage Company
AddressHOUSTON, TX 77057
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 04, 2022
Property Address621 EDGECLIFF ST, COVINGTON, KY 41014-1015
Document Number0005900121
Book / Page157 / 489
Map ReferencePL 597
Instrument DateMar 31, 2022
Instrument22040405900121
Transaction TypeTransfer
Record UpdatedApr 14, 2022
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address505 WOLFROZN CT, 505, FORT WRIGHT, KY 41011

Transferred To (Grantee/Buyer)

NameVerified Name
Address24535 PELICAN HILL DR, KATY, TX 77494-1843

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 25, 2021
Property Address621 EDGECLIFF ST, COVINGTON, KY 41014-1015
Document Number0005900216
Book / Page80 / 200
Map ReferencePL 597
Instrument DateMar 22, 2021
Instrument21032505900216
Transaction TypeTransfer
Record UpdatedJan 18, 2022
Title CompanySPRINGDALE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1110, LOOMIS, CA 95650-1110

Transferred To (Grantee/Buyer)

NameVerified Name
Address621 EDGECLIFF ST, COVINGTON, KY 41014-1015

Mortgage

Document Number0005900217
DateMar 25, 2021
Book Page190/506
Instrument21032505900217
Lender
NameAMERICAN MORTGAGE SERVICE CO
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 05, 2019
Property Address621 EDGECLIFF ST, COVINGTON, KY 41014-1015
Document Number0000000332
Book / Page0C6746 / 000142
Instrument DateAug 27, 2019
Instrument332
Transaction TypeTransfer
Record UpdatedSep 27, 2019
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$115.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1110 LOOMIS CA 956501110, LOOMIS, CA 95650-1110

Mortgage

Document Number333
DateSep 05, 2019
Book Page0C6746/000148
Instrument333
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43235
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 04, 2049

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateJan 03, 2019
Property Address621 EDGECLIFF ST, COVINGTON, KY 41014-1015
Document Number0000000092
Book / Page0C6575 / 000080
Instrument DateDec 20, 2018
Instrument92
Transaction TypeTransfer
Record UpdatedJan 15, 2019
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
Tax$14.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address174 COYOTE CT COVINGTON KY 410179132, COVINGTON, KY 41017-9132

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateOct 08, 2018
Property Address621 EDGECLIFF ST, COVINGTON, KY 41014-1015
Document Number0000000105
Book / Page0C6518 / 000305
Instrument DateSep 26, 2018
Instrument105
Transaction TypeTransfer
Record UpdatedOct 23, 2018
Title CompanySERVICELINK

Transaction

AmountAmount Recorded
Tax$27.40
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3401 W END AVE #760W NASHVILLE TN 372031042, 760W, NASHVILLE, TN 37203-1042

August 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionKENTON KY
Recording DateAug 20, 2018
Property Address621 EDGECLIFF ST, COVINGTON, KY 41014-1015
Document Number0000000231
Book / Page0C6480 / 000037
Instrument DateJul 30, 2018
Instrument231
Transaction TypeForeclosure
Record UpdatedSep 13, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$33.33
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3637 SENTARA WAY VIRGINIA BEACH VA 234524262, VIRGINIA BEACH, VA 23452-4262

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,252.00 (+7.7%)$170,000 (+8.28%) Land $10,000 Building $160,000$170,000 (+8.28%) Land $10,000 Building $160,000
2023$2,091.00$157,000 Land $10,000 Building $147,000$157,000 Land $10,000 Building $147,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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