623 Edgecliff St, Covington, KY 41014 Property Records

Kenton County property record for 623 Edgecliff St, Covington, KY 41014 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1953
Square Footage962 sqft Finished Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$144,900 (2023)
Tax Bill$1,919.00 (2025)

Property Details

APN / Parcel Number

Primary APN041-30-00-028.00

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area962 sqft Finished Area
Gross Area1,037 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Exterior MaterialBrick Exterior
Lot Area8,712 sqft (0.2 acres)

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address623 EDGECLIFF ST
CityCOVINGTON
StateKY
Zip41014-1015
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEDGEWOOD PLACE BLK D N 11.70' LOT 115 & S 38.30' LOT 116
Legal SubdivisionEDGEWOOD PLACE
Legal PhaseD
Legal BlockD
Legal Lot Number115,11
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1000
Census Tract65100

Owner

Source: Kenton County records · APN 041-30-00-028.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address623 EDGECLIFF ST, COVINGTON, KY 41014-1015
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 05, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
ROCKET MORTGAGE LLC
Oct 17, 2023Warranty Deed, Transfer · Veterans Administration Mortgage
MORTGAGE RESEARCH CENTER LLC
Aug 27, 2020Grant Deed, Transfer
ATTORNEY ONLY
Nov 17, 2017Warranty Deed, Transfer
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 17, 2023 · Amount on Record
Deed SaleOct 17, 2023 · Amount on Record
Prior SaleAug 27, 2020 · Amount on Record
Deed Doc Number2023166
Deed Book / Page252 / 452
Prior Transfer DateFeb 13, 2008
Prior Transfer Doc0005900232
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Recording DateJun 05, 2026
Property Address623 EDGECLIFF ST, COVINGTON, KY 41014-1015
Document Number0000011720
Book / Page442 / 153
Instrument DateMay 20, 2026
Instrument202611720
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address623 EDGECLIFF ST, COVINGTON, KY 41014-1015

Mortgage

Document Number0000011720,
DateJun 05, 2026
Book Page442/153
Instrument202611720
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.23%
Max Rate-1%

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 17, 2023
Property Address623 EDGECLIFF ST, COVINGTON, KY 41014-1015
Document Number0005900166
Book / PageKC 252 / 452
Map ReferencePL 597
Instrument DateOct 13, 2023
Instrument23101705900166
Transaction TypeTransfer
Record UpdatedNov 01, 2023
Title CompanyLAWYERS TITLE/CINCINNATI INC, LAWYERS TTL OF CINCINNATI IN

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3465 LOUDON RD, GEORGETOWN, OH 45121-9204

Transferred To (Grantee/Buyer)

NameVerified Name
Address623 EDGECLIFF ST, COVINGTON, KY 41014-1015

Mortgage

Document Number0005900167
DateOct 17, 2023
Instrument23101705900167
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateAug 27, 2020
Property Address623 EDGECLIFF ST, COVINGTON, KY 41014-1015
Document Number0000000011
Book / Page000039 / 000943
Instrument DateAug 07, 2020
Instrument11
Transaction TypeTransfer
Record UpdatedSep 18, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$40.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3465 LOUDOA RD GEORGETOWN OH 45121, GEORGETOWN, OH 45121

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 17, 2017
Property Address623 EDGECLIFF ST, COVINGTON, KY 41014-1015
Document Number0000000015
Book / Page0C6296 / 000108
Instrument DateNov 15, 2017
Instrument15
Transaction TypeTransfer
Record UpdatedApr 25, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$72.50
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address623 EDGECLIFF ST COVINGTON KY 410141015, COVINGTON, KY 41014-1015

Mortgage

Document Number171117059
DateNov 17, 2017
Book Page0C6296/000111
Instrument171117059
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,919.00 (+69.52%)$144,900 (+70.47%) Land $10,000 Building $134,900$144,900 (+70.47%) Land $10,000 Building $134,900
2023$1,132.00 (+22.51%)$85,000 (+21.43%) Land $10,000 Building $75,000$85,000 (+21.43%) Land $10,000 Building $75,000
2022$924.00$70,000 Land $10,000 Building $60,000$70,000 Land $10,000 Building $60,000

Flood & Wildfire

623 Edgecliff St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 37th in Kentucky
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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