596 E State St, South Elgin, IL 60177 Property Records

Kane County property record for 596 E State St, South Elgin, IL 60177

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 990 sqft · built 1941
Lot Size	0.281 acres (12,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$236,000 (Apr 2019)
Tax Bill	$6,182 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-35-260-010`

Property Details

APN / Parcel Number

Primary APN	`06-35-260-010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	990 sqft Living Area
Gross Area	1,896 sqft
1st Floor Area	990 sqft
Basement Area	906 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Raised
Lot Area	12,250 sqft (0.281 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	596 E STATE ST
City	SOUTH ELGIN
State	IL
Zip	60177-2057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT OF TIETJENS SUB EAST 12 FT OF LOT 9 & ALL LOT 10 BLOCK 2
Legal Subdivision	TIETJENS SUB
Legal Block	2
Legal Lot Number	9,10
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2056
Census Tract	851801

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	596 E STATE ST, SOUTH ELGIN, IL 60177-2057
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Apr 29, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
May 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2019 · Amount on Record
Deed Sale	Apr 29, 2019 · Amount on Record
Prior Sale	Oct 18, 2004 · Amount on Record
Deed Document Number	201916575
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	596 E STATE ST, SOUTH ELGIN, IL 60177-2057
Document Number	0000034778
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	596 E STATE ST SOUTH ELGIN IL 601772057, SOUTH ELGIN, IL 60177-2057

Mortgage

Document Number	0000034778
Date	Jun 30, 2020
Instrument	34778

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

Interest

Rate Type	Fixed Rate
Rate	2.99%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 29, 2019
Property Address	596 E STATE ST, SOUTH ELGIN, IL 60177-2057
Document Number	0000016575
Instrument Date	Apr 10, 2019
Instrument	16575
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	PRECISION TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$354.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	596 E STATE ST SOUTH ELGIN IL 601772057, SOUTH ELGIN, IL 60177-2057

Mortgage

Document Number	16576
Date	Apr 29, 2019
Instrument	16576

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2049

Interest

Rate Type	Fixed Rate
Rate	4.62%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	596 E STATE ST, SOUTH ELGIN, IL 60177-2057
Document Number	0000026274
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Jun 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	596 E STATE ST SOUTH ELGIN IL 601772057, SOUTH ELGIN, IL 60177-2057

Mortgage

Document Number	0000026274
Date	May 24, 2017
Instrument	26274

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 23, 2027

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	South Elgin Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,182.00 (+13.18%) Homeowner's exemption	$91,575 (+8.57%) Land $22,624 Building $68,951	$274,835 (+8.57%) Land $67,899 Building $206,936
2024		$84,346 (+21.39%) Land $20,838 Building $63,508	$253,139 (+21.44%) Land $62,539 Building $190,600
2022	$5,462.00 (+6.39%) Homeowner's exemption	$69,482 (+6.96%) Land $17,166 Building $52,316	$208,446 (+6.96%) Land $51,498 Building $156,948
2021	$5,134.00 Homeowner's exemption	$64,961 Land $16,049 Building $48,912	$194,883 Land $48,147 Building $146,736

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Jul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ELGIN serves 23,648 people · EPA ID IL0890800
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Barium not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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