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618 E State St, South Elgin, IL 60177 Property Records

Kane County property record for 618 E State St, South Elgin, IL 60177

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,461 sqft · built 1987
Lot Size0.195 acres (8,514 sqft)
OwnerIndividual Name on Record
Last Sale$176,500 (Dec 2000)
Tax Bill$8,032 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Mar 2017 Transfer
Flood ZoneZone X (minimal risk)
APN06-35-279-028

Property Details

APN / Parcel Number

Primary APN06-35-279-028

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories5 Stories
Building Area1,461 sqft Living Area
Gross Area1,988 sqft
Basement Area527 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Construction TypeFrame
Foundation TypeRaised
Lot Area8,514 sqft (0.195 acres)
Lot Dimensions129 ft deep x 66 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address618 E STATE ST
CitySOUTH ELGIN
StateIL
Zip60177-2153
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionH JEROME GILBERTS ADDN LOT 7 BLOCK 2 & EAST 6 FT LOT 4 BLOCK 1 OF TIETJENS SUB
Legal SubdivisionH JEROME GILBERTS ADDN
Legal Block2,1
Legal Lot Number7,4
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2036
Census Tract851801

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address618 E STATE ST, SOUTH ELGIN, IL 60177-2153
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP
Mar 22, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 2000 · Amount on Record
Deed SaleDec 19, 2000 · Amount on Record
Prior SaleJan 28, 1999 · Amount on Record
Deed Document Number2000101763
Last Transfer DateMar 21, 2006
Transfer Doc0000129602
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address618 E STATE ST, SOUTH ELGIN, IL 60177-2153
Transaction TypeMortgage
Record UpdatedFeb 12, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008200
DateFeb 1, 2021
Instrument2021K008200
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
AddressAURORA, IL 60506
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051
Interest
Rate TypeFixed Rate
Rate2.62%

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateMar 22, 2017
Property Address618 E STATE ST, SOUTH ELGIN, IL 60177-2153
Document Number0000014490
Instrument DateMar 14, 2017
Instrument14490
Transaction TypeTransfer
Record UpdatedMay 3, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address600 E STATE ST SOUTH ELGIN IL 601772153, SOUTH ELGIN, IL 60177-2153

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalitySouth Elgin Village
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,032.00 (+13.21%) Homeowner's exemption$116,584 (+8.57%) Land $17,454 Building $99,130$349,892 (+8.57%) Land $52,383 Building $297,509
2024$107,381 (+21.39%) Land $16,076 Building $91,305$322,272 (+21.44%) Land $48,247 Building $274,025
2022$7,095.00 (+6.23%) Homeowner's exemption$88,456 (+6.96%) Land $13,242 Building $75,214$265,368 (+6.96%) Land $39,726 Building $225,642
2021$6,679.00 Homeowner's exemption$82,700 Land $12,380 Building $70,320$248,100 Land $37,140 Building $210,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimJul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH ELGIN
serves 23,648 people · EPA ID IL0890800
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityBarium
not recorded as resolved · Apr 2026
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Fox Valley Internet
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Verizon.

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