625 E Central Ave, Morgan Hill, CA 95037 Property Records

Santa Clara County property record for 625 E Central Ave, Morgan Hill, CA 95037

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,035 sqft · built 1999
Lot Size	0.169 acres (7,395 sqft)
Owner	2 Owner Names on Record
Last Sale	$515,500 (Oct 1999)
Tax Bill	$9,027 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Sep 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`726-27-051`

Property Details

APN / Parcel Number

Primary APN	`726-27-051`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,035 sqft Living Area
1st Floor Area	1,709 sqft
2nd Floor Area	1,326 sqft
Family Room	Family Room

Exterior

Year Built	Built 1999
Architectural Style	Other
Construction Type	Wood
Lot Area	7,395 sqft (0.169 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	625 E CENTRAL AVE
City	MORGAN HILL
State	CA
Zip	95037-3136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TR 9072 LOT 2
Legal Subdivision	9072
Legal Tract	9072
Legal Lot Number	2
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1006
Census Tract	512311

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	625 E CENTRAL AVE, MORGAN HILL, CA 95037-3136
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 1999 · Amount on Record
Deed Sale	Oct 29, 1999 · Amount on Record
Prior Sale	Oct 20, 2006 · Amount on Record
Deed Document Number	0015037216
Deed Book / Page	726
Last Transfer Date	Feb 26, 2008
Transfer Doc	0019756063
Record Updated	Jun 7, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	625 E CENTRAL AVE, MORGAN HILL, CA 95037-3136
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 E CENTRAL AVE, MORGAN HILL, CA 95037-3136

Mortgage

Document Number	0025559089
Date	Nov 15, 2023
Instrument	25559089

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	625 E CENTRAL AVE, MORGAN HILL, CA 95037-3136
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024029608
Date	Sep 24, 2018
Instrument	24029608

Lender

Name	US BANK NA
Type	Bank
Address	MORGAN HILL, CA 95037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Morgan Hill City
Unified School District	Morgan Hill Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,027.00 (+3.25%) Homeowner's exemption	$791,526 (+4.04%) Land $307,388 Building $484,138
2023	$8,743.00 (+1.72%) Homeowner's exemption	$760,792 Land $295,452 Building $465,340
2022	$8,595.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGAN HILL serves 47,374 people · EPA ID CA4310006
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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