610 E Central Ave, Morgan Hill, CA 95037 Property Records

Santa Clara County property record for 610 E Central Ave, Morgan Hill, CA 95037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,124 sqft · built 1999
Lot Size	0.172 acres (7,524 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,040,000 (Jun 2018)
Tax Bill	$13,454 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`726-21-059`

Property Details

APN / Parcel Number

Primary APN	`726-21-059`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,124 sqft Living Area
1st Floor Area	2,124 sqft
Family Room	Family Room

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Other
Construction Type	Wood
Lot Area	7,524 sqft (0.172 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	610 E CENTRAL AVE
City	MORGAN HILL
State	CA
Zip	95037-3137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TR 9052 LOT 6
Legal Tract	9052
Legal Lot Number	6
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1012
Census Tract	512311

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	610 E CENTRAL AVE, MORGAN HILL, CA 95037-3137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 21, 2018	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2018 · Amount on Record
Deed Sale	Jun 21, 2018 · Amount on Record
Prior Sale	Aug 14, 2015 · Amount on Record
Deed Document Number	23960605
Record Updated	Jun 7, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	610 E CENTRAL AVE, MORGAN HILL, CA 95037-3137
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024259376
Date	Aug 20, 2019
Instrument	24259376

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	610 E CENTRAL AVE, MORGAN HILL, CA 95037-3137
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 E CENTRAL AVE, MORGAN HILL, CA 95037-3137

Mortgage

Document Number	0024788976
Date	Jan 15, 2021
Instrument	24788976

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	610 E CENTRAL AVE, MORGAN HILL, CA 95037-3137
Document Number	0024423537
Instrument Date	Mar 2, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	610 E CENTRAL AVE MORGAN HILL CA 950373137, MORGAN HILL, CA 95037-3137

Mortgage

Document Number	0024423537
Date	Mar 6, 2020
Instrument	24423537

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	610 E CENTRAL AVE, MORGAN HILL, CA 95037-3137
Document Number	0024115439
Instrument Date	Feb 7, 2019
Transaction Type	Mortgage
Record Updated	Feb 21, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	610 E CENTRAL AVE MORGAN HILL CA 950373137, MORGAN HILL, CA 95037-3137

Mortgage

Document Number	0024115439
Date	Feb 12, 2019
Instrument	24115439

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 21, 2018
Property Address	610 E CENTRAL AVE, MORGAN HILL, CA 95037-3137
Document Number	0023960605
Instrument Date	May 31, 2018
Instrument	23960605
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,144.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	610 E CENTRAL AVE MORGAN HILL CA 950373137, MORGAN HILL, CA 95037-3137

Mortgage

Document Number	23960606
Date	Jun 21, 2018
Instrument	23960606

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2048

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Morgan Hill City
Unified School District	Morgan Hill Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,454.00 (+3.25%) Homeowner's exemption	$1,183,334 (+4.04%) Land $904,570 Building $278,764
2023	$13,031.00 (+1.71%) Homeowner's exemption	$1,137,387 Land $869,446 Building $267,941
2022	$12,812.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGAN HILL serves 47,374 people · EPA ID CA4310006
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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