Santa Clara County property record for 645 E Central Ave, Morgan Hill, CA 95037 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,380 sqft · built 1999 |
| Lot Size | 0.14 acres (6,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $850,000 (Nov 2019) |
| Tax Bill | $10,666 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 726-27-049 |
| Primary APN | 726-27-049 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| 1st Floor Area | 1,380 sqft |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 6,120 sqft (0.14 acres) |
| Garage Area | 474 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 645 E CENTRAL AVE |
|---|---|
| City | MORGAN HILL |
| State | CA |
| Zip | 95037-3136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 9072 LOT 4 |
| Legal Subdivision | OLD HOMESTEAD |
| Legal Tract | 9072 |
| Legal Lot Number | 4 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 512311 |
Source: Santa Clara County records · APN 726-27-049
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 645 E CENTRAL AVE, MORGAN HILL, CA 95037-3136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 05, 2019 | Grant Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 05, 2019 · Amount on Record |
| Deed Sale | Nov 05, 2019 · Amount on Record |
| Prior Sale | May 29, 2015 · Amount on Record |
| Deed Document Number | 24322245 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 645 E CENTRAL AVE, MORGAN HILL, CA 95037-3136 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 645 E CENTRAL AVE, MORGAN HILL, CA 95037-3136 |
| Document Number | 0025169628 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 25169628 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Nov 05, 2019 |
| Property Address | 645 E CENTRAL AVE, MORGAN HILL, CA 95037-3136 |
| Document Number | 0024322245 |
| Map Reference | MB 714 PG 11-13 |
| Instrument Date | Oct 31, 2019 |
| Instrument | 24322245 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 645 E CENTRAL AVE, MORGAN HILL, CA 95037-3136 |
| Document Number | 0024322246 |
|---|---|
| Date | Nov 05, 2019 |
| Instrument | 24322246 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Morgan Hill City |
| Unified School District | Morgan Hill Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,666.00 (+3.22%) | $929,593 (+4.04%) Land $667,121 Building $262,472 |
| 2023 | $10,333.00 (+1.7%) | $893,498 Land $641,217 Building $252,281 |
| 2022 | $10,160.00 |
Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855123111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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