625 Cobblers Ct, Waterloo, IN 46793 Property Records

DeKalb County property record for 625 Cobblers Ct, Waterloo, IN 46793

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,371 sqft · built 1999
Lot Size	0.274 acres (11,935 sqft)
Owner	2 Individual Names on File
Last Sale	$107,949 (Dec 1999)
Tax Bill	$2,161 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-06-10-126-029.000-008`

Property Details

APN / Parcel Number

Primary APN	`17-06-10-126-029.000-008`
Alternative APN	`310610126029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,371 sqft Living Area
1st Floor Area	1,179 sqft
Attic	Attic
Attic Area	384 sqft
Basement Area	654 sqft
Unfinished Basement	654 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	11,935 sqft (0.274 acres)
Lot Dimensions	137 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	452 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	310610126029
Street Address	625 COBBLERS CT
City	WATERLOO
State	IN
Zip	46793-9491
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY VILLAGE SEC I LOT 12 10 - 34 - 13
Legal Subdivision	COUNTRY VILLAGE SEC I
Legal Lot Number	12
Jurisdiction	DE KALB IN
Township / Civil Division	GRANT
Census Block Group	3
Census Block	3011
Census Tract	20200

Owner

625 Cobblers Ct is owned and occupied by two individuals who bought it in December 1999.

Source: DeKalb County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	625 COBBLERS CT, WATERLOO, IN 46793-9491
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 1999 · Amount on File
Deed Sale	Dec 10, 1999 · Amount on File
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	625 COBBLERS CT, WATERLOO, IN 46793-9491
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 COBBLERS CT, WATERLOO, IN 46793-9491

Mortgage

Document Number	0202105004
Date	Jul 7, 2021
Instrument	202105004

Lender

Name	THE GARRETT STATE BANK
Type	Bank
Address	GARRETT, IN 46738

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 7, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 625 Cobblers Ct was $2,161, down 3.6% from the year before.

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Grant Township
Municipality	Waterloo Town
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,161.00 (-3.61%)	$239,300 (+7.02%) Land $32,800 Building $206,500	$239,300 (+7.02%) Land $32,800 Building $206,500
2024	$2,242.00 (-0.4%)	$223,600 (-0.18%) Land $29,800 Building $193,800	$223,600 (-0.18%) Land $29,800 Building $193,800
2023	$2,251.00 (+8.59%)	$224,000 (+10.73%) Land $29,200 Building $194,800	$224,000 (+10.73%) Land $29,200 Building $194,800
2022	$2,073.00 Homeowner's exemption	$202,300 Land $27,400 Building $174,900	$202,300 Land $27,400 Building $174,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 625 Cobblers Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 625 Cobblers Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 2,242 people · EPA ID IN5217007
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, MetaLINK Technologies, Watch TV.

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