615 Cobblers Ct, Waterloo, IN 46793 Property Records

DeKalb County property record for 615 Cobblers Ct, Waterloo, IN 46793

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,788 sqft · built 1998
Lot Size	0.312 acres (13,591 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Jul 2023)
Tax Bill	$2,325 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-06-10-126-030.000-008`

Property Details

APN / Parcel Number

Primary APN	`17-06-10-126-030.000-008`
Alternative APN	`310610126030`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,788 sqft Living Area
1st Floor Area	1,656 sqft
Attic	Attic
Attic Area	264 sqft
Basement Area	862 sqft
Unfinished Basement	862 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Asphalt
Lot Area	13,591 sqft (0.312 acres)
Lot Dimensions	144 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	310610126030
Street Address	615 COBBLERS CT
City	WATERLOO
State	IN
Zip	46793-9491
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY VILLAGE SEC I LOT 13 10 - 34 - 13
Legal Subdivision	SECONDARY PLAT OF COUNTRY VILLAGE
Legal Lot Number	13
Jurisdiction	DE KALB IN
Township / Civil Division	GRANT
Census Block Group	3
Census Block	3011
Census Tract	20200

Owner

Source: DeKalb County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	615 COBBLERS CT, WATERLOO, IN 46793-9491
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed of Trust, Mortgage · FHA Mortgage ROUNDPOINT MORTGAGE SERVICING CORP
Jul 25, 2023	Warranty Deed, Transfer · Commercial Mortgage THE GARRETT STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2023 · Amount on Record
Deed Sale	Jul 25, 2023 · Amount on Record
Prior Sale	Nov 14, 2016 · Amount on Record
Deed Document Number	20233564
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	615 COBBLERS CT, WATERLOO, IN 46793-9491
Transaction Type	Mortgage
Record Updated	Nov 24, 2023
Title Company	NOT AVAILABLE, FAMS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 COBBLERS CT, WATERLOO, IN 46793-9491

Mortgage

Document Number	0202006276
Date	Oct 6, 2020
Instrument	202006276

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	314 Months
Due	Dec 1, 2046

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Jul 25, 2023
Property Address	615 COBBLERS CT, WATERLOO, IN 46793-9491
Document Number	0202303564
Map Reference	PL 9 PG 86
Instrument Date	Jul 21, 2023
Instrument	202303564
Transaction Type	Transfer
Record Updated	Nov 24, 2023
Title Company	TRADEMARK TITLE INC, TRADEMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 COBBLERS CT, WATERLOO, IN 46793-9491

Mortgage

Document Number	0202303565
Date	Jul 25, 2023
Instrument	202303565

Lender

Name	THE GARRETT STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Grant Township
Municipality	Waterloo Town
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,325.00 (-5.3%)	$256,600 (+4.78%) Land $6,600 Building $250,000	$256,600 (+4.78%) Land $6,600 Building $250,000
2024	$2,455.00 (-0.69%)	$244,900 (-0.49%) Land $6,600 Building $238,300	$244,900 (-0.49%) Land $6,600 Building $238,300
2023	$2,472.00 (+11.05%)	$246,100 (+10.86%) Land $6,600 Building $239,500	$246,100 (+10.86%) Land $6,600 Building $239,500
2022	$2,226.00 (+23.74%) Homeowner's exemption	$222,000 Land $6,600 Building $215,400	$222,000 Land $6,600 Building $215,400
2021	$1,799.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 2,242 people · EPA ID IN5217007
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, MetaLINK Technologies, Watch TV.

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