605 Cobblers Ct, Waterloo, IN 46793 Property Records

DeKalb County property record for 605 Cobblers Ct, Waterloo, IN 46793

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,256 sqft · built 1998
Lot Size	0.304 acres (13,242 sqft)
Owner	Individual Name on Record
Last Sale	$238,630 (Mar 2026)
Tax Bill	$1,845 (2025)
Deeds & Mortgages	Jun 2019 Second Mortgage Mar 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-06-10-126-031.000-008`

Property Details

APN / Parcel Number

Primary APN	`17-06-10-126-031.000-008`
Alternative APN	`310610126031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,256 sqft Living Area
1st Floor Area	1,256 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	13,242 sqft (0.304 acres)
Lot Dimensions	142 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	452 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	310610126031
Street Address	605 COBBLERS CT
City	WATERLOO
State	IN
Zip	46793-9491
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY VILLAGE SEC I LOT 14 10 - 34 - 13
Legal Subdivision	COUNTRY VILLAGE SEC I
Legal Lot Number	14
Jurisdiction	DE KALB IN
Township / Civil Division	GRANT
Census Block Group	3
Census Block	3011
Census Tract	20200

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	605 COBBLERS CT, WATERLOO, IN 46793-9491
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MIDWEST AMERICA FCU
Mar 19, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 19, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 12, 2015	Intrafamily Transfer, Transfer · Conventional Mortgage MIDWEST AMERICA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2026 · Amount on Record
Deed Sale	Mar 19, 2026 · Amount on Record
Prior Sale	Aug 12, 2015 · Amount on Record
Deed Document Number	20261383
Prior Transfer Date	Aug 5, 2015
Prior Transfer Doc	0201504054
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	605 COBBLERS CT, WATERLOO, IN 46793-9491
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201902909
Date	Jun 27, 2019
Instrument	201902909

Lender

Name	MIDWEST AMERICA FCU
Type	Credit Union
Address	FORT WAYNE, IN 46825

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2029

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Mar 19, 2026
Property Address	605 COBBLERS CT, WATERLOO, IN 46793-9491
Document Number	0202601383
Map Reference	REC 9 PG 86
Instrument Date	Mar 16, 2026
Instrument	202601383
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 COBBLERS CT, WATERLOO, IN 46793-9491

Mortgage

Document Number	0202601384
Date	Mar 19, 2026
Instrument	202601384

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Mar 19, 2026
Property Address	605 COBBLERS CT, WATERLOO, IN 46793-9491
Document Number	0202601383
Map Reference	REC 9 PG 86
Instrument Date	Mar 16, 2026
Instrument	202601383
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 COBBLERS CT, WATERLOO, IN 46793-9491

Mortgage

Document Number	0202601384
Date	Mar 19, 2026
Instrument	202601384

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

August 2015: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DE KALB IN
Recording Date	Aug 12, 2015
Property Address	605 COBBLERS CT, WATERLOO, IN 46793-9491
Document Number	0201504054
Instrument Date	Aug 5, 2015
Instrument	201504054
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201504055
Date	Aug 12, 2015
Instrument	201504055

Lender

Name	MIDWEST AMERICA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Grant Township
Municipality	Waterloo Town
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,845.00 (-3%)	$204,100 (+7.65%) Land $34,700 Building $169,400	$204,100 (+7.65%) Land $34,700 Building $169,400
2024	$1,902.00 (-0.42%)	$189,600 (-0.16%) Land $31,600 Building $158,000	$189,600 (-0.16%) Land $31,600 Building $158,000
2023	$1,910.00 (+17.39%)	$189,900 (+15.86%) Land $31,000 Building $158,900	$189,900 (+15.86%) Land $31,000 Building $158,900
2022	$1,627.00 Homeowner's exemption	$163,900 Land $29,000 Building $134,900	$163,900 Land $29,000 Building $134,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 2,242 people · EPA ID IN5217007
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, MetaLINK Technologies, Watch TV.

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