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621 Circle Trace Rd, Monroe, NC 28110 Property Records

Union County property record for 621 Circle Trace Rd, Monroe, NC 28110 · Last verified April 2026

Property Summary

Property TypeRural Home
Details4 bd · 2.5 ba · 3,189 sqft · built 2002
Lot Size0.327 acres (14,244 sqft)
Owner2 Individual Names on File
Last Sale$285,000 (Nov 2017)
Tax Bill$2,790 (2025)
Deeds & MortgagesSep 2020 Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-006-091

Property Details

APN / Parcel Number

Primary APN06-006-091

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area3,189 sqft Living Area
Gross Area3,689 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,244 sqft (0.327 acres)
Garage TypeAttached
Garage Area540 sqft
Parking Spaces2 Parking Spaces
Deck Area168 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address621 CIRCLE TRACE RD
CityMONROE
StateNC
Zip28110-7675
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description#69 POTTERS TRACE PH1 OPCG567 PLUS #69B POTTERS TRACE OPCL288
Legal SubdivisionPOTTERS TRACE
Legal Lot Number69
JurisdictionUNION NC
Township / Civil DivisionSANDY RIDGE
Census Block Group2
Census Block2016
Census Tract20308

Owner

Source: Union County records · APN 06-006-091

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address621 CIRCLE TRACE RD, MONROE, NC 28110-7675
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Nov 17, 2017Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 17, 2017 · Amount on Record
Deed SaleNov 17, 2017 · Amount on Record
Prior SaleApr 06, 2015 · Amount on Record
Deed Document Number201733987
Deed Book / Page7056 / 23
Record UpdatedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address621 CIRCLE TRACE RD, MONROE, NC 28110-7675
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number7820252
DateSep 23, 2020
Book Page7820/252
Instrument37978
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 01, 2040

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateNov 17, 2017
Property Address621 CIRCLE TRACE RD, MONROE, NC 28110-7675
Document Number705623
Book / Page007056 / 000023
Instrument DateNov 17, 2017
Instrument33987
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyINTEGRATED TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$570.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address621 CIRCLE TRACE RD MONROE NC 281107675, MONROE, NC 28110-7675

Mortgage

Document Number705625
DateNov 17, 2017
Book Page007056/000025
Instrument33988
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 16, 2047

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityWesley Chapel Village
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,790.00 (+39.08%)$572,800 (+82.25%) Land $102,000 Building $470,800$572,800 (+82.25%) Land $102,000 Building $470,800
2023$2,006.00$314,300 Land $56,600 Building $257,700$314,300 Land $56,600 Building $257,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790203082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 201 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Ripple FiberFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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