Hillsborough County property record for 625 Cape Cod Cir, Valrico, FL 33594
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,170 sqft · built 2000 |
| Lot Size | 0.097 acres (4,231 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Sep 2023) |
| Tax Bill | $2,512 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Aug 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 086308-8244 |
| Primary APN | 086308-8244 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| Gross Area | 1,696 sqft |
| 1st Floor Area | 1,170 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Mansion |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,231 sqft (0.097 acres) |
| Lot Dimensions | 100 ft deep x 41 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
| Porch Area | 262 sqft |
| Patio Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0863088244 |
|---|---|
| Street Address | 625 CAPE COD CIR |
| City | VALRICO |
| State | FL |
| Zip | 33594-4381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | COPPER RIDGE TRACT D LOT 10 BLOCK D |
| Legal Range | 21E |
| Legal Township | 29S |
| Legal Section | 29 |
| Legal Subdivision | COPPER RIDGE TRACT D |
| Legal Tract | D |
| Legal Block | D |
| Legal Lot Number | 10 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | BRANDON |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 13205 |
625 Cape Cod Cir is owned and occupied by an individual who bought it in September 2023.
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 625 CAPE COD CIR, VALRICO, FL 33594-4381 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Aug 18, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Apr 15, 2020 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2023 · Amount on File |
| Deed Sale | Sep 14, 2023 · Amount on File |
| Prior Sale | Mar 1, 2016 · Amount on File |
| Deed Document Number | 2023411531 |
| Prior Transfer Date | Aug 17, 2022 |
| Prior Transfer Doc | 0000406173 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Sep 14, 2023 |
| Property Address | 625 CAPE COD CIR, VALRICO, FL 33594-4381 |
| Document Number | 0000411531 |
| Map Reference | MB 84 PG 11 |
| Instrument Date | Sep 13, 2023 |
| Instrument | 2023411531 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | TITLE TECH NETWORKS INC, TITLE TECH NETWORKS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2824 CHARLES PATHE DR, RUSKIN, FL 33570-5990 |
| Name | Verified Name |
|---|---|
| Address | 625 CAPE COD CIR, VALRICO, FL 33594-4381 |
| Document Number | 0000411532 |
|---|---|
| Date | Sep 14, 2023 |
| Instrument | 2023411532 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Aug 18, 2022 |
| Property Address | 625 CAPE COD CIR, VALRICO, FL 33594-4381 |
| Document Number | 0000406173 |
| Map Reference | MB 84 PG 11 |
| Instrument Date | Aug 17, 2022 |
| Instrument | 2022406173 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 625 CAPE COD CIR, 625, VALRICO, FL 33594-4381 |
| Name | Verified Name |
|---|---|
| Address | 2824 CHARLES PATHE DR, RUSKIN, FL 33570-5990 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 625 CAPE COD CIR, VALRICO, FL 33594-4381 |
| Document Number | 0000240782 |
| Instrument Date | Apr 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 625 CAPE COD CIR VALRICO FL 335944381, VALRICO, FL 33594-4381 |
| Document Number | 0000240782 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 240782 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 11, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
The 2025 property tax bill for 625 Cape Cod Cir was $2,512 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $144,250 (+2.7%) | $202,025 (-2.1%) Land $49,610 Building $152,415 | |
| 2025 | $2,512.00 Homeowner's exemption | $140,458 | $206,356 Land $49,610 Building $156,746 |
| 2023 | $3,955.00 (+573.76%) | $188,592 (+58.61%) Land $45,100 Building $143,492 | $188,592 (-4.25%) Land $45,100 Building $143,492 |
| 2022 | $587.00 Disabled Person's exemption Veteran's exemption | $118,906 | $196,953 Land $45,100 Building $151,853 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 625 Cape Cod Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (1979–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 625 Cape Cod Cir is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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