629 Cape Cod Cir, Valrico, FL 33594 Property Records

Hillsborough County property record for 629 Cape Cod Cir, Valrico, FL 33594

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,313 sqft · built 1999
Lot Size0.115 acres (5,044 sqft)
OwnerIndividual Name on Record
Last Sale$329,900 (Dec 2024)
Tax Bill$4,360 (2025)
Deeds & MortgagesNov 2019 Line of Credit
Apr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0863088240

Property Details

APN / Parcel Number

Primary APN0863088240
Alternative APN
  • U29292132ZD00000000080

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,313 sqft Heated Area
1st Floor Area1,313 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2017
Architectural StyleOther
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,044 sqft (0.115 acres)
Lot Dimensions97 ft deep x 52 ft wide
Garage Area330 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area234 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number0863088240
Street Address629 CAPE COD CIR
CityVALRICO
StateFL
Zip33594-4381
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionCOPPER RIDGE TRACT D LOT 8 BLOCK D
Legal Range21E
Legal Township29S
Legal Section29
Legal SubdivisionCOPPER RIDGE TRACT D
Legal TractD
Legal BlockD
Legal Lot Number8
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group3
Census Block3006
Census Tract13205

Owner

Source: Hillsborough County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address629 CAPE COD CIR, VALRICO, FL 33594-4381
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2019Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Apr 23, 2020Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 3, 2024 · Amount on Record
Deed SaleDec 3, 2024 · Amount on Record
Prior SaleApr 23, 2020 · Amount on Record
Deed Document Number2024500395
Record UpdatedJun 8, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address629 CAPE COD CIR, VALRICO, FL 33594-4381
Transaction TypeMortgage
Record UpdatedJul 12, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000472717
DateNov 1, 2019
Book Page27077/0854
Instrument2019472717
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 12, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 23, 2020
Property Address629 CAPE COD CIR, VALRICO, FL 33594-4381
Document Number0000172342
Map ReferenceMB 84 PG 11
Instrument DateApr 17, 2020
Instrument2020172342
Transaction TypeTransfer
Record UpdatedJul 12, 2022
Title CompanyTALON TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,435.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8367 CANDLEWOOD RD, 8367, SEMINOLE, FL 33777-2053

Transferred To (Grantee/Buyer)

NameVerified Name
Address629 CAPE COD CIR, VALRICO, FL 33594-4381

Mortgage

Document Number0000172343
DateApr 23, 2020
Instrument2020172343
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Mortgage

Document Number0000172344
DateApr 23, 2020
Instrument2020172344
Lender
NameFLORIDA HOUSING FINANCE CORP
TypeGovernment Agency
AddressTALLAHASSEE, FL 32301
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,360.00 (+0.93%) Homeowner's exemption$241,740 (+8.32%) Land $59,368 Building $182,372$241,740 (+8.32%) Land $59,368 Building $182,372
2023$4,320.00 (+5.65%)$223,177 (-4.23%) Land $53,971 Building $169,206$223,177 (-4.23%) Land $53,971 Building $169,206
2022$4,089.00$233,038 Land $53,971 Building $179,067$233,038 Land $53,971 Building $179,067

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (1979–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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