620 Cape Cod Cir, Valrico, FL 33594 Property Records

Hillsborough County property record for 620 Cape Cod Cir, Valrico, FL 33594

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,182 sqft · built 1999
Lot Size	0.092 acres (3,987 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (May 2023)
Tax Bill	$3,792 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`086308-8152`

Property Details

APN / Parcel Number

Primary APN	`086308-8152`
Alternative APN	`U29292132ZA00000000760`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,182 sqft Living Area
Gross Area	1,670 sqft
1st Floor Area	1,182 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2017
Architectural Style	Mansion
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	3,987 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	236 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0863088152
Street Address	620 CAPE COD CIR
City	VALRICO
State	FL
Zip	33594-4379
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	COPPER RIDGE TRACT D LOT 76 BLOCK A
Legal Range	21E
Legal Township	29S
Legal Section	29
Legal Subdivision	COPPER RIDGE TRACT D
Legal Tract	D
Legal Block	A
Legal Lot Number	76
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	3
Census Block	3000
Census Tract	13205

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	620 CAPE COD CIR, VALRICO, FL 33594-4379
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2023 · Amount on Record
Deed Sale	May 22, 2023 · Amount on Record
Prior Sale	Sep 26, 2003 · Amount on Record
Deed Document Number	2023218046
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 22, 2023
Property Address	620 CAPE COD CIR, VALRICO, FL 33594-4379
Document Number	0000218046
Map Reference	MB 84 PG 11
Instrument Date	May 10, 2023
Instrument	2023218046
Transaction Type	Transfer
Record Updated	Jun 5, 2023
Title Company	FLAGSHIP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	659 STERN CIRCLE, DAVENPORT, FL 33837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 PLNEY BRANCH CIRCLE, VALRICO, FL 33594-4912

Mortgage

Document Number	0000218047
Date	May 22, 2023
Instrument	2023218047

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,228 (-2.08%) Land $48,400 Building $157,828	$206,228 (-2.08%) Land $48,400 Building $157,828
2025	$3,792.00 (+217.32%) Homeowner's exemption	$210,600 (+153.84%) Land $48,400 Building $162,200	$210,600 (+12.32%) Land $48,400 Building $162,200
2023	$1,195.00 (+13.81%) Homeowner's exemption Senior Citizen's exemption	$82,965 (+3%)	$187,492 (-4.27%) Land $44,000 Building $143,492
2022	$1,050.00 Homeowner's exemption Senior Citizen's exemption	$80,549	$195,853 Land $44,000 Building $151,853

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1979–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20