625 Baker Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 625 Baker Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,064 sqft · built 1963
Lot Size	0.201 acres (8,750 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Jul 2026)
Tax Bill	$4,966 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8914-02-455-001`

Property Details

APN / Parcel Number

Primary APN	`8914-02-455-001`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,064 sqft Living Area
1st Floor Area	528 sqft
Basement Area	1,296 sqft
Unfinished Basement	1,296 sqft
Game Room	Game Room
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,750 sqft (0.201 acres)
Lot Dimensions	70 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	144 sqft
Patio Area	353 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	625 BAKER DR
City	CEDAR FALLS
State	IA
Zip	50613-1710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THEIMERS ACRES W 70 FT LOT 5 W 70 FT N 35 FT LOT 4
Legal Range	14W
Legal Township	89N
Legal Section	02
Legal Subdivision	THEIMERS ACRES
Legal Lot Number	4,5
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	2
Census Block	2093
Census Tract	2606

Owner

625 Baker Dr is owned and occupied by an individual who bought it in July 2026.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	625 BAKER DR, CEDAR FALLS, IA 50613-1710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer · Conventional Mortgage WAUKON STATE BANK
Jun 9, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 26, 2021	Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2026 · Amount on File
Deed Sale	Jul 13, 2026 · Amount on File
Prior Sale	Feb 26, 2021 · Amount on File
Deed Document Number	202610412
Prior Transfer Date	May 28, 2026
Prior Transfer Doc	0000008417
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 13, 2026
Property Address	625 BAKER DR, CEDAR FALLS, IA 50613-1710
Document Number	0000010412
Instrument Date	Jul 10, 2026
Instrument	202610412
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55,671.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 BAKER DR, CEDAR FALLS, IA 50613-1710

Mortgage

Document Number	0000010413,
Date	Jul 13, 2026
Instrument	202610413

Lender

Name	WAUKON STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 10, 2031

Interest

Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 9, 2026
Property Address	625 BAKER DR, CEDAR FALLS, IA 50613-1710
Document Number	0000008417
Instrument Date	May 28, 2026
Instrument	20268417
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 BAKER DR, CEDAR FALLS, IA 50613-1710

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 26, 2021
Property Address	625 BAKER DR, CEDAR FALLS, IA 50613-1710
Document Number	202100018048
Instrument Date	Feb 11, 2021
Instrument	202100018048
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$391.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	625 BAKER DR, CEDAR FALLS, IA 50613-1710

Mortgage

Document Number	202100018049
Date	Feb 26, 2021
Instrument	202100018049

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 625 Baker Dr was $4,966, up 10.7% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,966.00 (+10.7%)	$330,840 Land $37,190 Building $293,650	$330,840 Land $37,190 Building $293,650
2024	$4,486.00
2023		$278,760 (+20.83%) Land $37,190 Building $241,570	$278,760 Land $37,190 Building $241,570
2022	$4,260.00	$230,710 Land $37,190 Building $193,520
2021			$230,710 Land $37,190 Building $193,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 625 Baker Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 625 Baker Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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