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620 Baker Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 620 Baker Dr, Cedar Falls, IA 50613

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,558 sqft · built 1964
Lot Size0.257 acres (11,174 sqft)
OwnerIndividual Name on Record
Last Sale$247,000 (Sep 2024)
Tax Bill$3,962 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN8914-02-454-003

Property Details

APN / Parcel Number

Primary APN8914-02-454-003

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Building Area1,558 sqft Living Area
1st Floor Area1,046 sqft
Basement Area1,046 sqft
Finished Basement450 sqft
Unfinished Basement1,046 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleSplit Foyer
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,174 sqft (0.257 acres)
Lot Dimensions151 ft deep x 74 ft wide
Garage TypeAttached
Garage Area448 sqft
Parking Spaces2 Parking Spaces
Deck Area356 sqft
Patio Area344 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address620 BAKER DR
CityCEDAR FALLS
StateIA
Zip50613-1711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAK HILL ADDITION ALL LOT 33 EXC W 100 FT & EXC N 75 FT
Legal Range14W
Legal Township89N
Legal Section02
Legal SubdivisionOAK HILL ADDITION
Legal Lot Number33
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR FALLS
Census Block Group2
Census Block2092
Census Tract2606

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address620 BAKER DR, CEDAR FALLS, IA 50613-1711
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 12, 2024 · Amount on Record
Deed SaleSep 12, 2024 · Amount on Record
Prior SaleAug 12, 2013 · Amount on Record
Deed Document Number202420235
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address620 BAKER DR, CEDAR FALLS, IA 50613-1711
Transaction TypeMortgage
Record UpdatedOct 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202200007986
DateOct 12, 2021
Instrument202200007986
Lender
NameGREENSTATE CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityCedar Falls City
Unified School DistrictCedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,962.00 (+21.01%) Homeowner's exemption$263,960 (+29.77%) Land $32,080 Building $231,880$263,960 (+29.77%) Land $32,080 Building $231,880
2024$3,274.00 (+13.05%)
2023$203,410 (+22.74%) Land $32,080 Building $171,330$203,410 (+22.74%) Land $32,080 Building $171,330
2022$2,896.00 Homeowner's exemption$165,730 Land $32,080 Building $133,650
2021$165,730 Land $32,080 Building $133,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR FALLS MUNICIPAL WATER UTILITIES
serves 40,713 people · EPA ID IA0709084
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cedar Falls Utilities
Fiber		10,000 / 10,000
Mediacom Xtream
Cable		1,000 / 50
GigFire
Fixed Wireless		150 / 130

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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