611 Baker Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 611 Baker Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,116 sqft · built 1962
Lot Size	0.197 acres (8,580 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Apr 2025)
Tax Bill	$3,010 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8914-02-455-015`

Property Details

APN / Parcel Number

Primary APN	`8914-02-455-015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
1st Floor Area	1,026 sqft
Basement Area	1,026 sqft
Finished Basement	575 sqft
Unfinished Basement	1,026 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,580 sqft (0.197 acres)
Lot Dimensions	132 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	666 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	482 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	611 BAKER DR
City	CEDAR FALLS
State	IA
Zip	50613-1710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THEIMERS ACRES W 1/2 LOT 4 EXC N 100 FT THEREOF
Legal Range	14W
Legal Township	89N
Legal Section	02
Legal Subdivision	THEIMERS ACRES
Legal Lot Number	4
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	2
Census Block	2093
Census Tract	2606

Owner

611 Baker Dr is owned and occupied by an individual who bought it in April 2025.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	611 BAKER DR, CEDAR FALLS, IA 50613-1710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2025	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Jan 17, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage DUTRAC COMMUNITY CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2025 · Amount on File
Deed Sale	Apr 25, 2025 · Amount on File
Prior Sale	Jan 17, 2019 · Amount on File
Deed Document Number	20255525
Record Updated	Oct 29, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 25, 2025
Property Address	611 BAKER DR, CEDAR FALLS, IA 50613-1710
Document Number	0202505525
Instrument Date	Apr 22, 2025
Instrument	2025-05525
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT & T

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 BAKER DR, CEDAR FALLS, IA 50613-1710

Mortgage

Document Number	0202505526
Date	Apr 25, 2025
Instrument	2025-05526

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2032
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	12%

Mortgage

Document Number	0202505527
Date	Apr 25, 2025
Instrument	2025-05527

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	1827 ANSBOROUGH AVE, WATERLOO, IA 50701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	85 Months
Due	May 1, 2032

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 17, 2019
Property Address	611 BAKER DR, CEDAR FALLS, IA 50613-1710
Document Number	2019000011140
Instrument Date	Jan 8, 2019
Instrument	20190-00011140
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 BAKER DR, CEDAR FALLS, IA 50613-1710

Mortgage

Document Number	201900011141
Date	Jan 17, 2019
Instrument	201900011141

Lender

Name	DUTRAC COMMUNITY CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 611 Baker Dr was $3,010 with a homeowner's exemption, up 16.9% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,010.00 (+16.94%) Homeowner's exemption	$200,540 Land $27,070 Building $173,470	$200,540 Land $27,070 Building $173,470
2024	$2,574.00
2023		$170,170 (+18.37%) Land $27,070 Building $143,100	$170,170 Land $27,070 Building $143,100
2022	$2,490.00 Homeowner's exemption	$143,760 Land $27,070 Building $116,690
2021			$143,760 Land $27,070 Building $116,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 611 Baker Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 611 Baker Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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