Mille Lacs County property record for 625 4th Ave SE, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 1,597 sqft · built 2002 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Nov 2020) |
| Tax Bill | $7,908 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-036-0203 |
| Primary APN | 21-036-0203 |
|---|
| Building Area | 1,597 sqft Living Area |
|---|---|
| Basement Area | 1,402 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Area | 820 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Street Address | 625 4TH AVE SE |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-1246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY OF MILACA S 100 FT OF N 530 FT OF W 161.36 FT LYING E'LY OF CENTERLINE OF 4TH AV SE |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 36 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 170500 |
625 4th Ave SE is owned by two individuals who bought it in November 2020.
Source: Mille Lacs County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 625 4TH AVE SW, MILACA, MN 56353 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BELL BANK |
| Nov 9, 2020 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Nov 9, 2020 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2020 · Amount on File |
| Deed Sale | Nov 9, 2020 · Amount on File |
| Prior Sale | Nov 9, 2020 · Amount on File |
| Deed Document Number | 2020420454 |
| Prior Transfer Date | Oct 14, 2008 |
| Prior Transfer Doc | 352139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Apr 21, 2026 |
| Property Address | 625 4TH AVE SE, MILACA, MN 56353-1246 |
| Document Number | 0000450914 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 2026450914 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ACCURATE GROUP |
| Name | Verified Name |
|---|---|
| Address | 625 4TH AVE SE, MILACA, MN 56353-1246 |
| Document Number | 0000450914, |
|---|---|
| Date | Apr 21, 2026 |
| Instrument | 2026450914 |
| Name | BELL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 15, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Nov 9, 2020 |
| Property Address | 625 4TH AVE SE, MILACA, MN 56353-1246 |
| Document Number | A420454 |
| Instrument Date | Sep 24, 2020 |
| Instrument | A420454 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,204.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 625 4TH AVE SE, MILACA, MN 56353-1246 |
| Document Number | A420455 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | A420455 |
| Name | BELL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Nov 9, 2020 |
| Property Address | 625 4TH AVE SE, MILACA, MN 56353-1246 |
| Document Number | A420453 |
| Instrument Date | Sep 18, 2020 |
| Instrument | A420453 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $1.65 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 625 4TH AVE SE, MILACA, MN 56353-1246 |
The 2026 property tax bill for 625 4th Ave SE was $7,908, up 10.8% from the year before.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Milaca City |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,908.00 (+10.76%) | $576,400 (+2.53%) Land $36,000 Building $540,400 | $576,400 (+2.53%) Land $36,000 Building $540,400 |
| 2025 | $7,140.00 Homeowner's exemption | $562,200 Land $32,000 Building $530,200 | $562,200 Land $32,000 Building $530,200 |
| 2023 | $6,564.00 | $476,800 Land $28,000 Building $448,800 | $476,800 Land $28,000 Building $448,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 625 4th Ave SE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 625 4th Ave SE is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 65% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Milaca serves 3,043 people · EPA ID MN1480002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Midco Cable · Fiber in parts of the area | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Benton Cooperative Telephone Company Cable | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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