Mille Lacs County property record for 540 4th Ave SE, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 1,098 sqft · built 1920 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $92,000 (May 2014) |
| Tax Bill | $2,494 (2026) |
| Deeds & Mortgages | Jun 2026 Transfer Mar 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-036-2201 |
| Primary APN | 21-036-2201 |
|---|
| Building Area | 1,098 sqft Living Area |
|---|
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 540 4TH AVE SE |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-1245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY OF MILACA - PART OF NW OF NE, BEG 85 FT S & 301.91 FT E'LY OF NW COR, CONT NE'LY 188.59 FT, S 69 FT, SW'LY 184.08 FT |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 36 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 170500 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 540 4TH AVE SE, MILACA, MN 56353-1245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 4, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 26, 2026 | Deed of Trust, Mortgage · Closed-End Mortgage FIRST NATIONAL BANK OF MILACA |
| Aug 18, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK MILACA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2014 · Amount on Record |
| Deed Sale | May 14, 2014 · Amount on Record |
| Deed Document Number | 2014384971 |
| Last Transfer Date | May 27, 2026 |
| Transfer Doc | 0000451472 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Jun 4, 2026 |
| Property Address | 540 4TH AVE SE, MILACA, MN 56353-1245 |
| Document Number | 0000451472 |
| Instrument Date | May 27, 2026 |
| Instrument | 2026451472 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 540 4TH AVE SE, MILACA, MN 56353-1245 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 540 4TH AVE SE, MILACA, MN 56353-1245 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 540 4TH AVE SE, MILACA, MN 56353-1245 |
| Document Number | 000A450553 |
|---|---|
| Date | Mar 26, 2026 |
| Instrument | A450553 |
| Name | FIRST NATIONAL BANK OF MILACA |
|---|---|
| Type | Bank |
| Address | MILACA, MN 56353 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 62 Months |
| Due | May 20, 2031 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Aug 18, 2021 |
| Property Address | 540 4TH AVE SE, MILACA, MN 56353-1245 |
| Document Number | 000A426294 |
| Instrument Date | Aug 9, 2021 |
| Instrument | A426294 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | HOME SECURITY ABSTRACT & TIT |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 540 4TH AVE SE, MILACA, MN 56353-1245 |
| Document Number | 000A426295 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | A426295 |
| Name | FIRST NATIONAL BANK MILACA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2041 |
| Rate Type | Fixed Rate |
|---|
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Milaca City |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,494.00 (+10.16%) | $209,700 (+1.75%) Land $36,000 Building $173,700 | $209,700 (+1.75%) Land $36,000 Building $173,700 |
| 2025 | $2,264.00 (+0.8%) Homeowner's exemption | $206,100 (+16.44%) Land $32,000 Building $174,100 | $206,100 (+16.44%) Land $32,000 Building $174,100 |
| 2023 | $2,246.00 | $177,000 Land $28,000 Building $149,000 | $177,000 Land $28,000 Building $149,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Milaca serves 3,043 people · EPA ID MN1480002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Midco Cable · Fiber in parts of the area | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Benton Cooperative Telephone Company Cable | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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