Mille Lacs County property record for 620 4th Ave SE, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 1,460 sqft · built 1985 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $187,500 (Jun 2019) |
| Tax Bill | $4,898 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-036-3000 |
| Primary APN | 21-036-3000 |
|---|
| Building Area | 1,460 sqft Living Area |
|---|
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Area | 921 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Deck Area | 48 sqft |
| Street Address | 620 4TH AVE SE |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-1247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY OF MILACA E 151.75 FT OF W 490.5 FT OF S 89 FT OF N 530 FT OF NW OF NE, SEE BK 119 P 622, & TR |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 36 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 170500 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 620 4TH AVE SE, MILACA, MN 56353-1247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU |
| Jun 27, 2019 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS INDEPENDENT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2019 · Amount on Record |
| Deed Sale | Jun 27, 2019 · Amount on Record |
| Deed Document Number | 2019411986 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 620 4TH AVE SE, MILACA, MN 56353-1247 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A418803 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | A418803 |
| Name | SPIRE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 25, 2025 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Jun 27, 2019 |
| Property Address | 620 4TH AVE SE, MILACA, MN 56353-1247 |
| Document Number | A411986 |
| Instrument Date | Jun 24, 2019 |
| Instrument | A411986 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | HOME SECURITY ABSTRACT & TIT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $618.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 620 4TH AVE SE, MILACA, MN 56353-1247 |
| Document Number | A411987 |
|---|---|
| Date | Jun 27, 2019 |
| Instrument | A411987 |
| Name | CITIZENS INDEPENDENT BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Milaca City |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,898.00 (+13.48%) | $376,800 (+2.25%) Land $36,000 Building $340,800 | $376,800 (+2.25%) Land $36,000 Building $340,800 |
| 2025 | $368,500 (+17.84%) Land $32,000 Building $336,500 | $368,500 (+17.84%) Land $32,000 Building $336,500 | |
| 2023 | $4,316.00 | $312,700 Land $28,000 Building $284,700 | $312,700 Land $28,000 Building $284,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 65% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Milaca serves 3,043 people · EPA ID MN1480002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Midco Cable · Fiber in parts of the area | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Benton Cooperative Telephone Company Cable | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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