625 10th Ave E, Spencer, IA 51301 Property Records

Clay County property record for 625 10th Ave E, Spencer, IA 51301 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	4 Baths
Year Built	Built 1979
Square Footage	1,513 sqft Living Area
Lot Size	8,804 sqft (0.202 acres)
Occupancy	Owner Occupied
Last Sale	$44,000 (1991)
Tax Bill	$2,910.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`963607478006`
Alternative APN	`68296360747800600`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Partial Baths	3 Partial Baths
Total Rooms	8 Rooms
Building Area	1,513 sqft Living Area
Basement Area	1,513 sqft Basement
Finished Basement	900 sqft Finished
Game Room	Game Room
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1979
Architectural Style	Ranch Style
Exterior Material	Shingles Exterior
Construction Type	Frame Construction
Foundation Type	Block Foundation
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	8,804 sqft (0.202 acres)
Depth X Width	62 ft x 142 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	693 sqft Garage
Deck Area	224 sqft Deck
Patio Area	224 sqft Patio

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Water Source	Commercial Water Source

Location & Zoning

Old Parcel Number	68296360747800600
Street Address	625 10TH AVE E
City	SPENCER
State	IA
Zip	51301-4706
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	1 13 2ND COLLEGE E 20' 2 13 2ND COLL
Legal Range	36
Legal Township	17
Legal Section	07
Legal Subdivision	COLLEGE 2ND ADDITION
Jurisdiction	CLAY IA
Minor Civil Division	SPENCER
Census Blockgroup	3
Census Block	3076
Census Tract	80200

Owner

Source: Clay County records · APN 963607478006

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	625 10TH AVE E, SPENCER, IA 51301-4706
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 11, 1991 · Amount on Record
Deed Sale	Jan 11, 1991 · Amount on Record
Deed Doc Number	0000I3 396
Record Refreshed	Jun 08, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IA
Property Address	625 10TH AVE E, SPENCER, IA 51301-4706
Transaction Type	Mortgage
Record Updated	May 22, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/960
Date	Apr 22, 2019
Book Page	2019/960
Instrument	960

Lender

Name	NORTHWEST BANK

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	May 01, 2029

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$224,940 (+5.02%) Land $22,900 Building $202,040	$224,940 (+5.02%) Land $22,900 Building $202,040
2024	$2,910.00 (+0.62%)
2023		$214,180 (+21.4%) Land $17,670 Building $196,510	$214,180 (+21.4%) Land $17,670 Building $196,510
2022	$2,892.00 Homeowner's exemption	$176,420 Land $17,670 Building $158,750
2021			$176,420 Land $17,670 Building $158,750