Clay County property record for 522 10th Ave E, Spencer, IA 51301
| Property Type | Office Building |
|---|---|
| Details | 9,293 sqft · built 1990 |
| Lot Size | 1.48 acres (64,497 sqft) |
| Owner | Company Name on File |
| Flood Zone | Zone X (minimal risk) |
| APN | 963608353001 |
| Primary APN | 963608353001 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 9,293 sqft Gross Area |
| Gross Area | 27,879 sqft |
| Flooring | Carpet |
| Overhead Door | Overhead Door |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Concrete Block |
| Roof Material | Metal |
| Lot Area | 64,497 sqft (1.48 acres) |
| Heating System | Forced Air |
|---|---|
| Heating Fuel | Gas |
| Water Source | Commercial |
| Old Parcel Number | 68296360835300100 |
|---|---|
| Street Address | 522 10TH AVE E |
| City | SPENCER |
| State | IA |
| Zip | 51301-5001 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Local Zoning Code | E SPENCER HEA |
| Legal Description | 13 & W 150' 14 SPENCER MUNICIPAL UTILITIES ADD |
| Legal Range | 36 |
| Legal Township | 17 |
| Legal Section | 08 |
| Legal Subdivision | SPENCER MUNICIPAL UTILITIES |
| Jurisdiction | CLAY IA |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 80200 |
Source: Clay County records · APN 963608353001
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 522 10TH AVE E, SPENCER, IA 51301-5001 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 18, 2001 |
| Deed Sale | May 18, 2001 |
| Record Updated | Jun 08, 2026 |
Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Municipality | Spencer City |
| Unified School District | Spencer Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $455,310 (+24.59%) Land $80,980 Building $374,330 | $455,310 (+24.59%) Land $80,980 Building $374,330 |
| 2023 | $365,440 Land $80,980 Building $284,460 | $365,440 Land $80,980 Building $284,460 |
Source: FEMA National Flood Hazard Layer, Clay County (19041C), as of February 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190410802001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1993–2024) |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spencer Municipal Communications Utility Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, LTD Broadband, Verizon.
Based on FCC filings for 231 locations within half a mile of this property.
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