404 10th Ave E, Spencer, IA 51301 Property Records

Clay County property record for 404 10th Ave E, Spencer, IA 51301 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1910
Square Footage	2,567 sqft Living Area
Lot Size	11,250 sqft (0.258 acres)
Garage	Detached, 576 sqft
Occupancy	Owner Occupied
Tax Bill	$1,772.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`963608354001`
Alternative APN	`68296360835400100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,567 sqft Living Area
1st Floor	840 sqft 1st Floor
Basement Area	1,103 sqft Basement
Game Room	Game Room
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1910
Exterior Material	Wood Exterior
Construction Type	Wood Construction
Foundation Type	Block Foundation
Roof Construction	Hip Roof Construction
Lot Area	11,250 sqft (0.258 acres)
Depth X Width	150 ft x 75 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	576 sqft Garage
Deck Area	408 sqft Deck
Patio Area	408 sqft Patio

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Water Source	Commercial Water Source

Location & Zoning

Old Parcel Number	68296360835400100
Street Address	404 10TH AVE E
City	SPENCER
State	IA
Zip	51301-5043
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TR 75' X 150' SW SW 8-96-36 L & I
Legal Range	36
Legal Township	17
Legal Section	08
Legal Subdivision	L & I
Jurisdiction	CLAY IA
Minor Civil Division	SPENCER
Census Blockgroup	1
Census Block	1018
Census Tract	80200

Owner

Source: Clay County records · APN 963608354001

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	404 10TH AVE E, SPENCER, IA 51301-5043
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Known Transactions	Prior Sale Amount on Mar 27, 2008
Last Transfer Date	May 12, 2008
Transfer Doc	2008/1382
Record Refreshed	Jun 08, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IA
Property Address	404 10TH AVE E, SPENCER, IA 51301-5043
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000000567
Date	Mar 13, 2018
Book Page	0000002018/0000000567
Instrument	000000000567

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	178 Months
Due	Jan 01, 2033

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$120,570 (+8.98%) Land $26,780 Building $93,790	$120,570 (+8.98%) Land $26,780 Building $93,790
2024	$1,772.00 (+7.52%)
2023		$110,640 (+18.27%) Land $20,660 Building $89,980	$110,640 (+18.27%) Land $20,660 Building $89,980
2022	$1,648.00	$93,550 Land $20,660 Building $72,890
2021			$93,550 Land $20,660 Building $72,890