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6249 Derby Dr, Frederick, MD 21703 Property Records

Frederick County property record for 6249 Derby Dr, Frederick, MD 21703

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,891 sqft · built 1989
Lot Size0.136 acres (5,937 sqft)
OwnerIndividual Name on File
Last Sale$492,000 (Oct 2021)
Tax Bill$4,520 (2024)
Deeds & MortgagesJan 2024 Mortgage
May 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN23-447452

Property Details

APN / Parcel Number

Primary APN23-447452
Alternative APN
  • 447452

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,891 sqft Living Area
Gross Area3,206 sqft
1st Floor Area1,090 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,937 sqft (0.136 acres)
Garage TypeAttached
Garage Area315 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area186 sqft
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number447452
Street Address6249 DERBY DR
CityFREDERICK
StateMD
Zip21703-1810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 511 SEC 5 PLAT 3 5937 SQ FT BALLENGER CRK MEADOWS
Legal SubdivisionBALLENGER CREEK MEADOWS
Legal Lot Number511
JurisdictionFREDERICK MD
Township / Civil Division23, BALLENGER
Census Block Group2
Census Block2011
Census Tract751004

Owner

Source: Frederick County records · APN 23-447452

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6249 DERBY DR, FREDERICK, MD 21703-1810
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Jan 05, 2024Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
May 06, 2022Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Oct 22, 2021Deed, Transfer · FHA Mortgage
HOMESPIRE MORTGAGE CORP
Mar 04, 2020Deed of Trust, Mortgage · Closed-End Mortgage
PNC BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 22, 2021 · Amount on Record
Deed SaleOct 22, 2021 · Amount on Record
Prior SaleAug 11, 2003
Deed Book / Page15416 / 106
Transfer Doc0039950199
Record UpdatedJun 08, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6249 DERBY DR, FREDERICK, MD 21703-1810
Transaction TypeMortgage
Record UpdatedJan 18, 2024
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6249 DERBY DR, FREDERICK, MD 21703-1810

Mortgage

Document Number0167240220
DateJan 05, 2024
Book Page16724/220
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term334 Months
DueNov 01, 2051

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6249 DERBY DR, FREDERICK, MD 21703-1810
Transaction TypeMortgage
Record UpdatedMay 17, 2022
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6249 DERBY DR, FREDERICK, MD 21703-1810

Mortgage

Document Number0159050307
DateMay 06, 2022
Book Page15905/307
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term354 Months
DueNov 01, 2051

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateOct 22, 2021
Property Address6249 DERBY DR, FREDERICK, MD 21703-1810
Document Number0154160106
Book / Page15416 / 106
Map ReferenceMB 38 PL 136
Instrument DateOct 15, 2021
Transaction TypeTransfer
Record UpdatedNov 03, 2021
Title CompanyASSURE TITLE, ASSURANCE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,460.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address6249 DERBY DR, FREDERICK, MD 21703-1810

Mortgage

Document Number15416112
DateOct 22, 2021
Instrument15416/112
Lender
NameHOMESPIRE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6249 DERBY DR, FREDERICK, MD 21703-1810
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0135670082
DateMar 04, 2020
Book Page13567/82
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$416,367 (+31.89%)$466,700 (+47.83%) Land $141,800 Building $324,900
2024$4,520.00 (+19.32%)
2023$3,788.00$315,700 Land $96,800 Building $218,900$315,700 Land $96,800 Building $218,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), as of November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 102 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0100030, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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