6247 Derby Dr, Frederick, MD 21703 Property Records

Frederick County property record for 6247 Derby Dr, Frederick, MD 21703

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,128 sqft · built 1989
Lot Size	0.17 acres (7,395 sqft)
Owner	2 Individual Names on File
Last Sale	$159,900 (Dec 1989)
Tax Bill	$5,108 (2025)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-447460`

Property Details

APN / Parcel Number

Primary APN	`23-447460`
Alternative APN	`447460`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,128 sqft Living Area
1st Floor Area	1,064 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,395 sqft (0.17 acres)

Exterior Amenities

Pool Area	630 sqft
Porch	Open Porch
Porch Area	361 sqft
Deck Area	361 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	447460
Street Address	6247 DERBY DR
City	FREDERICK
State	MD
Zip	21703-1810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 512 SEC 5 PLAT 3 7395 SQ FT BALLENGER CRK MEADOWS
Legal Subdivision	BALLENGER CREEK MEADOWS
Legal Lot Number	512
Jurisdiction	FREDERICK MD
Township / Civil Division	23, BALLENGER
Census Block Group	2
Census Block	2011
Census Tract	751004

Owner

Source: Frederick County assessment roll, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6247 DERBY DR, FREDERICK, MD 21703-1810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 4, 1989 · Amount on Record
Deed Sale	Dec 4, 1989 · Amount on Record
Prior Sale	Sep 5, 1989 · Amount on Record
Deed Book / Page	1609 / 53
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6247 DERBY DR, FREDERICK, MD 21703-1810
Document Number	0122030358
Book / Page	012203 / 000358
Instrument Date	Dec 5, 2017
Transaction Type	Mortgage
Record Updated	Jan 12, 2018
Title Company	ADVANTAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6247 DERBY DR FREDERICK MD 217031810, FREDERICK, MD 21703-1810

Mortgage

Document Number	0122030358
Date	Dec 28, 2017
Book Page	012203/000358

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 27, 2032

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,108.00 (+26.09%)	$410,867 (+21.49%)	$447,200 (+32.23%) Land $144,700 Building $302,500
2023	$4,051.00	$338,200 Land $99,700 Building $238,500	$338,200 Land $99,700 Building $238,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20