6243 Derby Dr, Frederick, MD 21703 Property Records

Frederick County property record for 6243 Derby Dr, Frederick, MD 21703 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,935 sqft · built 1989
Lot Size	0.146 acres (6,351 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Sep 2023)
Tax Bill	$4,235 (2024)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Apr 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`23-447487`

Property Details

APN / Parcel Number

Primary APN	`23-447487`
Alternative APN	`447487`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,935 sqft Living Area
Gross Area	2,250 sqft
1st Floor Area	1,134 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,351 sqft (0.146 acres)
Garage Type	Attached
Garage Area	315 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	42 sqft
Deck Area	351 sqft
Patio Area	275 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	447487
Street Address	6243 DERBY DR
City	FREDERICK
State	MD
Zip	21703-1810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 514 SEC 5 PLAT 3 6351 SQ FT BALLENGER CRK MEADOWS
Legal Subdivision	BALLENGER CREEK MEADOWS
Legal Lot Number	514
Jurisdiction	FREDERICK MD
Township / Civil Division	23, BALLENGER
Census Block Group	2
Census Block	2011
Census Tract	751004

Owner

Source: Frederick County records · APN 23-447487

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6243 DERBY DR, FREDERICK, MD 21703-1810
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Apr 07, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 28, 2023 · Amount on Record
Deed Sale	Sep 28, 2023 · Amount on Record
Prior Sale	Apr 07, 2023 · Amount on Record
Deed Book / Page	16616 / 122
Prior Transfer Date	Mar 27, 2023
Prior Transfer Doc	0163930072
Record Updated	Jun 08, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 28, 2023
Property Address	6243 DERBY DR, FREDERICK, MD 21703-1810
Document Number	0166160122
Book / Page	16616 / 122
Map Reference	MB 38 PL 136
Instrument Date	Sep 12, 2023
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	EXCALIBUR T&E LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6243 DERBY DR, FREDERICK, MD 21703-1810

Mortgage

Document Number	0016616130
Date	Sep 28, 2023
Instrument	16616/130

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

Mortgage

Document Number	0166160150
Date	Sep 28, 2023
Book Page	16616/150

Lender

Name	FREDERICK COUNTY
Type	Government Agency
Address	FREDERICK, MD 21701

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Apr 07, 2023
Property Address	6243 DERBY DR, FREDERICK, MD 21703-1810
Document Number	0163930072
Book / Page	16393 / 72
Map Reference	MB 38 PL 136
Instrument Date	Mar 27, 2023
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6243 DERBY DR, FREDERICK, MD 21703-1810

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$379,200 (+24%)	$415,900 (+36%) Land $142,700 Building $273,200
2024	$4,235.00 (+15.36%)
2023	$3,671.00	$305,800 Land $97,700 Building $208,100	$305,800 Land $97,700 Building $208,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 102 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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