6240 E 7th St, Panama City, FL 32404 Property Records

Bay County property record for 6240 E 7th St, Panama City, FL 32404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1972
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$33,000 (Sep 2013)
Tax Bill	$1,550 (2025)
Deeds & Mortgages	Nov 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06206-010-000`

Property Details

APN / Parcel Number

Primary APN	`06206-010-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	1,632 sqft
Flooring	Cork
Interior Walls	Plywood

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	192 sqft
Carport	Carport
Carport Area	192 sqft
Driveway	Driveway
Porch	Open Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6240 E 7TH ST
City	PANAMA CITY
State	FL
Zip	32404-9568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BC16
Legal Description	7 4S 13W -158.1- 131C1 BEG 15 S & 460.47 E OF NW COR NE1/4 FOR POB TH E 206.35 ALG SLY LINE 7TH ST S 207.50 W 213.51 N 207.50 TO POB ORB 4485 P 871
Legal Range	13W
Legal Township	04S
Legal Section	07
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2013
Census Tract	803

Owner

6240 E 7th St is owned by an individual who acquired it in November 2021.

Source: Bay County records, as of January 5, 2026

Owner of Record	Individual Name on File
Mailing Address	141 NW 99TH ST, MIAMI SHORES, FL 33150-1742
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2013 · Amount on File
Deed Sale	Sep 6, 2013 · Amount on File
Deed Document Number	201353774
Deed Book / Page	3545 / 1592
Last Transfer Date	Nov 10, 2021
Transfer Doc	0044850871
Record Updated	Jun 8, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY FL
Recording Date	Nov 10, 2021
Property Address	6240 E 7TH ST, PANAMA CITY, FL 32404-9568
Document Number	0044850871
Book / Page	4485 / 871
Map Reference	MB 3545 PG 1592
Instrument Date	Nov 10, 2021
Instrument	2021086448
Transaction Type	Transfer
Record Updated	Nov 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3900 W 17TH ST, 3900, PANAMA CITY, FL 32401-1119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 NW 99TH ST, MIAMI SHORES, FL 33150-1742

Tax Assessment & Valuation

The 2025 property tax bill for 6240 E 7th St was $1,550, up 6.7% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,550.00 (+6.68%)	$125,227	$125,457 Land $35,000 Building $90,457
2024	$1,453.00 (+8.43%)
2023	$1,340.00 (+19.01%)	$104,225 (+10.78%) Land $26,000 Building $78,225	$104,225 (+10.78%) Land $26,000 Building $78,225
2022	$1,126.00	$94,085 Land $23,000 Building $71,085	$94,085 Land $23,000 Building $71,085

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6240 E 7th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	14 (1995–2022)
Claims Outside the SFHA	12 of 14
Most Recent Claim	Sep 2022 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6240 E 7th St is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY, CITY OF WATER SYSTEM serves 20,520 people · EPA ID FL1030141
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20