Bradford County property record for 624 Saint Clair St, Starke, FL 32091
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,032 sqft · built 1946 |
| Lot Size | 0.569 acres (24,829 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $40,000 (Jul 2017) |
| Tax Bill | $509 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2024 Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 03528-0-00000 |
| Primary APN | 03528-0-00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,032 sqft Heated Area |
| Gross Area | 1,486 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 24,829 sqft (0.569 acres) |
| Cooling System | Window A/C |
|---|---|
| Heating System | Convection |
| Street Address | 624 SAINT CLAIR ST |
|---|---|
| City | STARKE |
| State | FL |
| Zip | 32091-2941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 28 6S 22 N1/2 LOT 2 & ALL OF LOT 3 OF BLK 32 L T & CO ADD ALSO: LOT 1 & S1/2 OF LOT 2 OF BLK 32 L T & CO ADD. |
| Legal Range | 22E |
| Legal Township | 06S |
| Legal Section | 28 |
| Legal Subdivision | L T & COS ADD |
| Legal Block | 32 |
| Legal Lot Number | 2,ALL 3 |
| Jurisdiction | BRADFORD FL |
| Township / Civil Division | STARKE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 100 |
Source: Bradford County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 624 SAINT CLAIR ST, STARKE, FL 32091-2941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2025 | Deed of Trust, Mortgage · FHA Mortgage TJC MORTGAGE INC |
| Apr 16, 2024 | Deed of Trust, Mortgage · FHA Mortgage VYSTAR CU |
| Jul 11, 2017 | Deed of Trust, Transfer · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2017 · Amount on Record |
| Deed Sale | Jul 17, 2017 · Amount on Record |
| Prior Sale | Oct 7, 2013 · Amount on Record |
| Deed Document Number | 201704006589 |
| Deed Book / Page | 1691 / 451 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 624 SAINT CLAIR ST, STARKE, FL 32091-2941 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 624 SAINT CLAIR ST, STARKE, FL 32091-2941 |
| Document Number | 0004009372 |
|---|---|
| Date | Oct 24, 2025 |
| Book Page | 2178/153 |
| Instrument | 202504009372 |
| Name | TJC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35243 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 624 SAINT CLAIR ST, STARKE, FL 32091-2941 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2024 |
| Name | Verified Name |
|---|---|
| Address | 624 SAINT CLAIR ST, STARKE, FL 32091-2941 |
| Document Number | 0004004095 |
|---|---|
| Date | Apr 16, 2024 |
| Book Page | 2087/342 |
| Instrument | 202404004095 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 624 SAINT CLAIR ST, STARKE, FL 32091-2941 |
| Document Number | 0004006591 |
| Instrument Date | Jul 11, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 624 SAINT CLAIR ST STARKE FL 320912941, STARKE, FL 32091-2941 |
| Document Number | 0004006591 |
|---|---|
| Date | Jul 17, 2017 |
| Book Page | 001691/000463 |
| Instrument | 4006591 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | STARKE, FL 32091 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bradford County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bradford County |
| Municipality | Starke City |
| Unified School District | Bradford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $509.00 (+1.39%) Homeowner's exemption | $51,668 (+2.9%) | $89,014 (+5.69%) Land $38,000 Building $51,014 |
| 2024 | $502.00 (+2.66%) Homeowner's exemption | $50,212 (+3%) | $84,223 (+15.48%) Land $36,500 Building $47,723 |
| 2023 | $489.00 (+5.62%) Homeowner's exemption | $48,750 (+3%) | $72,932 (+22.89%) Land $28,500 Building $44,432 |
| 2022 | $463.00 Homeowner's exemption | $47,330 | $59,349 Land $21,500 Building $37,849 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 14 (1983–2017) |
| Claims Outside the SFHA | 4 of 14 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF STARKE serves 6,800 people · EPA ID FL2040211 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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