Bradford County property record for 515 Saint Clair St, Starke, FL 32091
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 720 sqft · built 1952 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Company Name on Record |
| Last Sale | $15,500 (Jul 2017) |
| Tax Bill | $752 (2025) |
| Deeds & Mortgages | Jan 2021 Construction Loan Jul 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 03498-0-00000 |
| Primary APN | 03498-0-00000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| Gross Area | 928 sqft |
| 1st Floor Area | 720 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Shingles |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,500 sqft (0.126 acres) |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 515 SAINT CLAIR ST |
|---|---|
| City | STARKE |
| State | FL |
| Zip | 32091-2938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 28 6S 22 LOT 11 OF BLK 26 IN LT & COS ADD |
| Legal Range | 22E |
| Legal Township | 06S |
| Legal Section | 28 |
| Legal Subdivision | LT & COS ADD |
| Legal Block | 26 |
| Legal Lot Number | 11 |
| Jurisdiction | BRADFORD FL |
| Township / Civil Division | STARKE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 100 |
Source: Bradford County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 24840 NE 135TH TER, RAIFORD, FL 32083-2800 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Jan 22, 2021 | Deed of Trust, Mortgage · Construction Mortgage COMMUNITY STATE BANK |
| Jul 10, 2017 | Warranty Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2017 · Amount on Record |
| Deed Sale | Jul 10, 2017 · Amount on Record |
| Prior Sale | Jul 29, 2016 · Amount on Record |
| Deed Document Number | 20174006330 |
| Deed Book / Page | 1690 / 194 |
| Prior Transfer Date | Nov 9, 2015 |
| Prior Transfer Doc | 0004007623 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 515 SAINT CLAIR ST, STARKE, FL 32091-2938 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1882/344 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 1882/344 |
| Instrument | 202104000706 |
| Name | COMMUNITY STATE BANK |
|---|---|
| Type | Bank |
| Address | STARKE, FL 32091 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 231 Months |
| Due | Apr 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Jul 10, 2017 |
| Property Address | 515 SAINT CLAIR ST, STARKE, FL 32091-2938 |
| Document Number | 0004006330 |
| Book / Page | 001690 / 000194 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 4006330 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $332.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 24840 NE 135TH TER RAIFORD FL 320832800, RAIFORD, FL 32083-2800 |
Source: Bradford County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bradford County |
| Municipality | Starke City |
| Unified School District | Bradford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $752.00 (+6.97%) | $63,358 (+3.74%) Land $28,000 Building $35,358 | $63,358 (+3.74%) Land $28,000 Building $35,358 |
| 2024 | $703.00 (+11.94%) | $61,072 (+20.23%) Land $28,000 Building $33,072 | $61,072 (+20.23%) Land $28,000 Building $33,072 |
| 2023 | $628.00 (+14.39%) | $50,796 (+23.19%) Land $20,000 Building $30,796 | $50,796 (+23.19%) Land $20,000 Building $30,796 |
| 2022 | $549.00 | $41,234 Land $15,000 Building $26,234 | $41,234 Land $15,000 Building $26,234 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 14 (1983–2017) |
| Claims Outside the SFHA | 4 of 14 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF STARKE serves 6,800 people · EPA ID FL2040211 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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