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510 Saint Clair St, Starke, FL 32091 Property Records

Bradford County property record for 510 Saint Clair St, Starke, FL 32091

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 848 sqft · built 1950
Lot Size0.086 acres (3,750 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (Aug 2025)
Tax Bill$1,186 (2025)
Deeds & MortgagesJul 2021 Line of Credit
Oct 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN03521-0-00000

Property Details

APN / Parcel Number

Primary APN03521-0-00000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area848 sqft Heated Area
Gross Area920 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area3,750 sqft (0.086 acres)
Patio Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address510 SAINT CLAIR ST
CitySTARKE
StateFL
Zip32091-2939
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description28 6S 22 W1/2 OF LOT 3 OF BLK 31 IN L T & COS ADD
Legal Range22E
Legal Township06S
Legal Section28
Legal SubdivisionCOS ADD
Legal Block31
Legal Lot Number3
JurisdictionBRADFORD FL
Township / Civil DivisionSTARKE
Census Block Group2
Census Block2005
Census Tract100

Owner

Source: Bradford County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address510 SAINT CLAIR ST, STARKE, FL 32091-2939
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2021Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Oct 28, 2019Warranty Deed, Transfer
SOUTH FL TITLE ASSOCIATES, SOUTH FL TITLE ASSOCS
Sep 26, 2018Warranty Deed, Transfer
ROBBIE COWART

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 5, 2025 · Amount on Record
Deed SaleAug 5, 2025 · Amount on Record
Prior SaleOct 28, 2019 · Amount on Record
Deed Document Number202504006629
Deed Book / Page2163 / 378
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRADFORD FL
Property Address510 SAINT CLAIR ST, STARKE, FL 32091-2939
Transaction TypeMortgage
Record UpdatedJul 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address865 BLUEBIRD DR, DELRAY BEACH, FL 33444-1856

Mortgage

Document Number0004006370
DateJul 8, 2021
Book Page1911/577
Instrument202104006370
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJul 29, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRADFORD FL
Recording DateOct 28, 2019
Property Address510 SAINT CLAIR ST, STARKE, FL 32091-2939
Document Number0004009384
Book / Page001816 / 000022
Instrument DateOct 16, 2019
Instrument4009384
Transaction TypeTransfer
Record UpdatedNov 21, 2019
Title CompanySOUTH FL TITLE ASSOCIATES, SOUTH FL TITLE ASSOCS

Transaction

AmountAmount Recorded
Tax$120.40
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address865 BLUEBIRD DR DELRAY BEACH FL 334441856, DELRAY BEACH, FL 33444-1856

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRADFORD FL
Recording DateSep 26, 2018
Property Address510 SAINT CLAIR ST, STARKE, FL 32091-2939
Document Number0004008422
Book / Page001755 / 000482
Instrument DateSep 25, 2018
Instrument4008422
Transaction TypeTransfer
Record UpdatedNov 22, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$175.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address510 SAINT CLAIR ST STARKE FL 320912939, STARKE, FL 32091-2939

Mortgage

Document Number4008423
DateSep 26, 2018
Book Page001755/000483
Instrument4008423
Lender
NameROBBIE COWART
Address235 REDFISH CREEK DR, ST AUGUSTINE, FL 32095
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Interest
Rate6%

Tax Assessment & Valuation

Source: Bradford County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBradford County
MunicipalityStarke City
Unified School DistrictBradford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,186.00 (+7.92%)$72,329 (+4.12%) Land $28,000 Building $44,329$72,329 (+4.12%) Land $28,000 Building $44,329
2024$1,099.00 (+9.79%)$69,466 (+18.52%) Land $28,000 Building $41,466$69,466 (+18.52%) Land $28,000 Building $41,466
2023$1,001.00 (+12.98%)$58,609 (+22.39%) Land $20,000 Building $38,609$58,609 (+22.39%) Land $20,000 Building $38,609
2022$886.00$47,888 Land $15,000 Building $32,888$47,888 Land $15,000 Building $32,888

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 policies
Nearby Flood Policies43 in force
Nearby Flood Claims14 (1983–2017)
Claims Outside the SFHA4 of 14
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims
  • Tropical Storm Debby, Jul 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF STARKE
serves 6,800 people · EPA ID FL2040211
Water SourceGroundwater
Last State InspectionMar 2026
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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