Schenectady County and Rotterdam Town property record for 608 Lorraine Ave, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,886 sqft · built 1939 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,596 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Aug 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.5-9-27 |
| Primary APN | 422800 59.5-9-27 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,886 sqft Living Area |
| 1st Floor Area | 1,211 sqft |
| 2nd Floor Area | 625 sqft |
| Upper Floors Area | 50 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 260 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 1,246 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 403 sqft |
| Patio Area | 374 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 608 LORRAINE AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-3813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G,SHDM,FMRM HOMEFIELDS #1-233-237 3.-219-15.A+ TAX MAP-REAR |
| Legal Block | 9 |
| Legal Lot Number | 27.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 33300 |
Source: Schenectady County and Rotterdam Town records, as of June 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 608 LORRAINE AVE, SCHENECTADY, NY 12303-3813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Jun 3, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 31, 2023 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Apr 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SEFCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 29, 2026 |
| Transfer Doc | 0000012689 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 3, 2026 |
| Property Address | 608 LORRAINE AVE, SCHENECTADY, NY 12303-3813 |
| Document Number | 0000012689 |
| Book / Page | 2173 / 328 |
| Instrument Date | May 29, 2026 |
| Instrument | 202612689 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 608 LORRAINE AVE, SCHENECTADY, NY 12303-3813 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 608 LORRAINE AVE, SCHENECTADY, NY 12303-3813 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 608 LORRAINE AVE, SCHENECTADY, NY 12303-3813 |
| Document Number | 0000049676 |
|---|---|
| Date | Aug 31, 2023 |
| Book Page | 5327/570 |
| Instrument | 202349676 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 16, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 608 LORRAINE AVE, SCHENECTADY, NY 12303-3813 |
| Document Number | 0000017797 |
| Book / Page | 004756 / 000187 |
| Instrument Date | Apr 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2017 |
| Name | Verified Name |
|---|---|
| Address | 608 LORRAINE AVE SCHENECTADY NY 123033813, SCHENECTADY, NY 12303-3813 |
| Document Number | 0000017797 |
|---|---|
| Date | Apr 21, 2017 |
| Book Page | 004756/000187 |
| Instrument | 17797 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 20, 2022 |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,596.00 | $180,000 (-) Land $14,300 Building $165,700 | $276,900 (+16.93%) Land $21,998 Building $254,902 |
| 2023 | $180,000 Land $14,300 Building $165,700 | $236,800 Land $18,812 Building $217,988 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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