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540 E 2nd St, Waconia, MN 55387 Property Records

Carver County property record for 540 E 2nd St, Waconia, MN 55387

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,546 sqft · built 1968
Lot Size0.189 acres (8,233 sqft)
OwnerCompany Name on File
Last Sale$198,000 (Sep 2025)
Tax Bill$4,384 (2026)
Deeds & MortgagesSep 2025 Sale & Mortgage
Nov 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN75-0132300

Property Details

APN / Parcel Number

Primary APN75-0132300

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Stories1 Story
Building Area1,546 sqft Finished Area
Gross Area3,014 sqft
1st Floor Area1,546 sqft
Basement Area700 sqft
Finished Basement700 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1987
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,233 sqft (0.189 acres)
Garage Area768 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address540 E 2ND ST
CityWACONIA
StateMN
Zip55387-1605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 13 TOWNSHIP 116 RANGE 025 IN GOVT LOT 3 BEG AT PT ON W LINE GOVT LOT 3 545' N OF SW CORN GOVT LOT 3 TH 90*E 212.9'
Legal Range025
Legal Township116
Legal Section13
Legal Lot Number3
JurisdictionCARVER MN
Township / Civil DivisionWACONIA
Census Block Group2
Census Block2011
Census Tract90303

Owner

Source: Carver County assessment roll, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1515 N LAKESHORE DR, LAKE CITY, MN 55041-9022
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 5, 2025Deed, Transfer · Non-Conforming Investor Loan
FRANDSEN BANK & TRUST
Nov 6, 2019Affidavit of Death, Mortgage · Conventional Mortgage
BREMER BK
Aug 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
BREMER BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 5, 2025 · Amount on Record
Deed SaleSep 5, 2025 · Amount on Record
Prior SaleNov 13, 2003 · Amount on Record
Deed Document Number2025790596
Prior Transfer DateAug 22, 2019
Prior Transfer Doc000A686089
Record UpdatedSep 20, 2026

September 2025: Deed, Transfer

Document TypeDeed
JurisdictionCARVER MN
Recording DateSep 5, 2025
Property Address540 E 2ND ST, WACONIA, MN 55387-1605
Document Number000A790596
Instrument DateAug 27, 2025
InstrumentA790596
Transaction TypeTransfer
Record UpdatedMay 12, 2026
Title CompanyHANSEN TTL & LEGAL SVCS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$653.40
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1515 N LAKESHORE DR, LAKE CITY, MN 55041-9022

Mortgage

Document Number000A790597
DateSep 5, 2025
InstrumentA790597
Lender
NameFRANDSEN BANK & TRUST
TypeBank
Agreement
TypeNon-Conforming Investor Loan
AmountAmount Recorded
Term12 Months
DueSep 1, 2026

November 2019: Affidavit of Death, Mortgage

Document TypeAffidavit of Death
JurisdictionCARVER MN
Recording DateNov 6, 2019
Property Address540 E 2ND ST, WACONIA, MN 55387-1605
Document Number0000686089
Instrument DateAug 22, 2019
Instrument686089
Transaction TypeMortgage
Record UpdatedJan 24, 2020
Title CompanyEXECUTIVE TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 E 2ND ST WACONIA MN 553871605, WACONIA, MN 55387-1605

Mortgage

Document Number682631
DateNov 6, 2019
Instrument682631
Lender
NameBREMER BK
TypeBank
AddressSAINT PAUL, MN 55102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 5, 2034

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARVER MN
Property Address540 E 2ND ST, WACONIA, MN 55387-1605
Document Number0000682631
Instrument DateAug 22, 2019
Transaction TypeMortgage
Record UpdatedOct 18, 2019
Title CompanyEXECUTIVE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 2ND ST WACONIA MN 55387, WACONIA, MN 55387

Mortgage

Document Number0000682631
DateSep 5, 2019
Instrument682631
Lender
NameBREMER BK
TypeBank
AddressSAINT PAUL, MN 55102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 4, 2034

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarver County
MunicipalityWaconia City
Unified School DistrictWaconia Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,384.00 (+8.84%)$364,600 (+3.61%) Land $125,000 Building $239,600$364,600 (+3.61%) Land $125,000 Building $239,600
2025$4,028.00 (+2.49%) Homeowner's exemption$351,900 (+5.96%) Land $100,000 Building $251,900$351,900 (+5.96%) Land $100,000 Building $251,900
2024$3,930.00 (-0.91%) Homeowner's exemption$332,100 (+1.22%) Land $80,000 Building $252,100$332,100 (+1.22%) Land $80,000 Building $252,100
2023$3,966.00 Homeowner's exemption$328,100 Land $80,000 Building $248,100$328,100 Land $80,000 Building $248,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWaconia
serves 13,277 people · EPA ID MN1100010
Water SourceGroundwater
Last State InspectionDec 2024
Lead10 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber		5,120 / 5,120
Mediacom Communications
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
LTD Broadband
Fixed Wireless		150 / 130
AT&T
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

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