624 Cedar Spring St, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 624 Cedar Spring St, Gaithersburg, MD 20877

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,280 sqft · built 2005
Lot Size	0.052 acres (2,251 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Feb 2021)
Tax Bill	$6,200 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-03453893`

Property Details

APN / Parcel Number

Primary APN	`09-03453893`
Alternative APN	`03453893`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,280 sqft Living Area
1st Floor Area	900 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,251 sqft (0.052 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03453893
Street Address	624 CEDAR SPRING ST
City	GAITHERSBURG
State	MD
Zip	20877-3331
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MXD
Legal Description	HIDDEN CREEK
Legal Subdivision	HIDDEN CREEK
Legal Block	F
Legal Lot Number	11
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1007
Census Tract	700726

Owner

624 Cedar Spring St, a townhouse, is owned and occupied by two individuals who bought it in February 2021.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	624 CEDAR SPRING ST, GAITHERSBURG, MD 20877-3331
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Dec 8, 2016	Deed of Trust, Mortgage · Conventional with PMI HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2021 · Amount on File
Deed Sale	Feb 26, 2021 · Amount on File
Prior Sale	Aug 17, 2005 · Amount on File
Deed Book / Page	62033 / 216
Record Updated	Sep 20, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 26, 2021
Property Address	624 CEDAR SPRING ST, GAITHERSBURG, MD 20877-3331
Document Number	0620330216
Book / Page	62033 / 216
Map Reference	PL 22971
Instrument Date	Jan 15, 2021
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	EVERGREEN SETTLEMENT COMPANY, EVERGREEN SETTLEMENT CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	624 CEDAR SPRING ST, GAITHERSBURG, MD 20877-3331

Mortgage

Document Number	62033224
Date	Feb 26, 2021
Instrument	62033/224

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	624 CEDAR SPRING ST, GAITHERSBURG, MD 20877-3331
Document Number	0535140437
Book / Page	053514 / 000437
Instrument Date	Dec 8, 2016
Transaction Type	Mortgage
Record Updated	Feb 28, 2017
Title Company	EVERGREEN SETTLEMENT COMPANY, EVERGREEN SETTLEMENT CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 CEDAR SPRING ST GAITHERSBURG MD 208773331, GAITHERSBURG, MD 20877-3331

Mortgage

Document Number	0535140437
Date	Jan 4, 2017
Book Page	053514/000437

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 624 Cedar Spring St was $6,200.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$540,100 (+7.01%) Land $150,000 Building $390,100	$540,100 (-) Land $150,000 Building $390,100
2025	$6,200.00	$504,700	$540,100 Land $150,000 Building $390,100
2023		$433,900 Land $150,000 Building $283,900	$433,900 Land $150,000 Building $283,900
2022	$4,925.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 624 Cedar Spring St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 624 Cedar Spring St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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