633 Cedar Spring St, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 633 Cedar Spring St, Gaithersburg, MD 20877

Property Summary

Property Type	Condominium
Details	1,888 sqft · built 2006
Lot Size	0.001 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$401,000 (Jan 2022)
Tax Bill	$5,270 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-03528976`

Property Details

APN / Parcel Number

Primary APN	`09-03528976`
Alternative APN	`03528976`

Interior

Building Area	1,888 sqft Living Area
1st Floor Area	1,888 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Lot Area	43,560 sqft (0.001 acres)

Location & Zoning

Account Number	03528976
Street Address	633 CEDAR SPRING ST, 633
City	GAITHERSBURG
State	MD
Zip	20877-3332
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MXD
Legal Description	UN 633 HIDDEN CREEK CODM PH 5 CORRECTION PLAT
Legal Subdivision	HIDDEN CREEK CODM PH 1
Legal Phase	5
Legal Block	1
Legal Unit	633
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1004
Census Tract	700726

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10980 ABBOTTS STATION DR, 1098, JOHNS CREEK, GA 30097-8491
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Aug 24, 2020	Grant Deed, Transfer ABSOLUTE HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2022 · Amount on Record
Deed Sale	Jan 4, 2022 · Amount on Record
Prior Sale	Aug 24, 2020 · Amount on Record
Deed Book / Page	64948 / 160
Record Updated	Sep 20, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 4, 2022
Property Address	633 CEDAR SPRING ST, GAITHERSBURG, MD 20877-3332
Document Number	0649480160
Book / Page	64948 / 160
Map Reference	PL 9120-9124
Instrument Date	Dec 3, 2021
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	GPN TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,015.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	633 CEDAR SPRING ST # 633, 633, GAITHERSBURG, MD 20877-3332

Mortgage

Document Number	0064948166
Date	Jan 4, 2022
Instrument	64948/166

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 24, 2020
Property Address	633 CEDAR SPRING ST, GAITHERSBURG, MD 20877-3332
Document Number	0603470404
Book / Page	060347 / 000404
Instrument Date	Jul 22, 2020
Transaction Type	Transfer
Record Updated	Sep 9, 2020
Title Company	CLASSIC SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	633 CEDAR SPRING ST #633 GAITHERSBURG MD 208773332, 633, GAITHERSBURG, MD 20877-3332

Mortgage

Document Number	603470405
Date	Aug 24, 2020
Book Page	060347/000405

Lender

Name	ABSOLUTE HM MTG
Type	Mortgage Company
Address	FAIRFIELD, NJ 07004

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 23, 2035

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$398,500 (+3.91%) Land $119,500 Building $279,000	$398,500 (-) Land $119,500 Building $279,000
2025	$5,270.00 (+15.77%)	$383,500 (+8.49%)	$398,500 (+12.73%) Land $119,500 Building $279,000
2023		$353,500 Land $106,000 Building $247,500	$353,500 Land $106,000 Building $247,500
2022	$4,552.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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