608 Cedar Spring St, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 608 Cedar Spring St, Gaithersburg, MD 20877

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,280 sqft · built 2005
Lot Size	0.052 acres (2,251 sqft)
Owner	2 Company Names on File
Last Sale	$507,160 (Jul 2005)
Tax Bill	$6,200 (2025)
Deeds & Mortgages	Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-03453858`

Property Details

APN / Parcel Number

Primary APN	`09-03453858`
Alternative APN	`03453858`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,280 sqft Living Area
1st Floor Area	900 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,251 sqft (0.052 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03453858
Street Address	608 CEDAR SPRING ST
City	GAITHERSBURG
State	MD
Zip	20877-3331
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MXD
Legal Description	HIDDEN CREEK
Legal Subdivision	HIDDEN CREEK
Legal Block	F
Legal Lot Number	7
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1007
Census Tract	700726

Owner

Source: Montgomery County records · APN 09-03453858

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	608 CEDAR SPRING ST, GAITHERSBURG, MD 20877-3331
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 20, 2005 · Amount on Record
Deed Sale	Jul 20, 2005 · Amount on Record
Deed Document Number	200522161
Deed Book / Page	30330 / 748
Last Transfer Date	May 30, 2019
Transfer Doc	0577130498
Record Updated	Sep 20, 2026

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 14, 2019
Property Address	608 CEDAR SPRING ST, GAITHERSBURG, MD 20877-3331
Document Number	0577130498
Book / Page	57713 / 498
Map Reference	PL 22971
Instrument Date	May 30, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	RGS TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	608 CEDAR SPRING ST, GAITHERSBURG, MD 20877-3331

Mortgage

Document Number	57713502
Date	Jun 14, 2019
Instrument	57713/502

Lender

Name	CREDIT UNION MORTGAGE ASSOCIATION I
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jun 01, 2034
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	1-Year CMT
Max Rate	7.12%

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$540,100 (+7.01%) Land $150,000 Building $390,100	$540,100 (-) Land $150,000 Building $390,100
2025	$6,200.00 (-2.76%)	$504,700 (+16.32%)	$540,100 (+24.48%) Land $150,000 Building $390,100
2024	$6,376.00 (+29.46%)
2023		$433,900 Land $150,000 Building $283,900	$433,900 Land $150,000 Building $283,900
2022	$4,925.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Radiate Holdings.

Based on FCC filings for 460 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.