624 Cardinal Dr, Red Oak, TX 75154 Property Records

Ellis County property record for 624 Cardinal Dr, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,087 sqft · built 1984
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,500 (Mar 2021)
Tax Bill	$4,753 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R167892`

Property Details

APN / Parcel Number

Primary APN	`R167892`
Alternative APNs	`62922200200500111` `167892`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,087 sqft Living Area
Gross Area	2,728 sqft
1st Floor Area	2,087 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	27,443 sqft (0.63 acres)
Porch	Covered Porch
Porch Area	731 sqft
Patio Area	641 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	624 CARDINAL DR
City	RED OAK
State	TX
Zip	75154-3606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 2 WESTMORELAND AC PH II .63 AC
Legal Subdivision	WESTMORELAND AC PH II
Legal Block	2
Legal Lot Number	5
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	2
Census Block	2002
Census Tract	60209

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	624 CARDINAL DR, RED OAK, TX 75154-3606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage RANDOLPH BROOKS FCU
Mar 4, 2021	Intrafamily Transfer, Transfer · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2021 · Amount on Record
Deed Sale	Mar 4, 2021 · Amount on Record
Prior Sale	Oct 2, 2019 · Amount on Record
Deed Document Number	20219093
Prior Transfer Date	Sep 27, 2019
Prior Transfer Doc	0000029495
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	624 CARDINAL DR, RED OAK, TX 75154-3606
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002314566
Date	May 23, 2023
Instrument	2314566

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2038

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELLIS TX
Recording Date	Mar 4, 2021
Property Address	624 CARDINAL DR, RED OAK, TX 75154-3606
Document Number	2109093
Map Reference	CBA B SL 29
Instrument Date	Feb 9, 2021
Instrument	2109093
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	624 CARDINAL DR, 624, RED OAK, TX 75154-3606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 CARDINAL DR, RED OAK, TX 75154-3606

Mortgage

Document Number	2109094
Date	Mar 4, 2021
Instrument	2109094

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Ovilla City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,418 (+4.42%) Land $118,800 Building $215,618	$334,418 (+4.42%) Land $118,800 Building $215,618
2025	$4,753.00 (-5.51%) Homeowner's exemption	$320,273 (+6.06%) Land $118,800 Building $201,473	$320,273 (+6.06%) Land $118,800 Building $201,473
2024	$5,030.00 (+5.87%)
2023	$4,751.00 (+20.58%) Homeowner's exemption	$301,982 Land $93,500 Building $208,482	$301,982 Land $93,500 Building $208,482
2018	$3,940.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	12 (1989–2018)
Claims Outside the SFHA	8 of 12
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVILLA serves 4,532 people · EPA ID TX0700067
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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