621 Cardinal Dr, Red Oak, TX 75154 Property Records

Ellis County property record for 621 Cardinal Dr, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,023 sqft · built 1983
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on Record
Last Sale	$313,500 (May 2021)
Tax Bill	$4,296 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R167890`

Property Details

APN / Parcel Number

Primary APN	`R167890`
Alternative APNs	`62922200200300111` `167890`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,023 sqft Living Area
Gross Area	2,263 sqft
1st Floor Area	1,583 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	26,572 sqft (0.61 acres)

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	274 sqft
Deck Area	176 sqft
Storage Building	100 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	621 CARDINAL DR
City	RED OAK
State	TX
Zip	75154-3605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 2 WESTMORELAND AC PH II .61 AC
Legal Subdivision	WESTMORELAND AC PH II
Legal Block	2
Legal Lot Number	3
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	2
Census Block	2001
Census Tract	60209

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	621 CARDINAL DR, RED OAK, TX 75154-3605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Vendor's Lien, Transfer · FHA Mortgage OPEN MORTGAGE LLC
Nov 5, 2019	Deed of Trust, Mortgage CITIZENS NAT'L BK/TX
Oct 25, 2018	Deed of Trust, Mortgage CITIZENS NAT'L BK/TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2021 · Amount on Record
Deed Sale	May 26, 2021 · Amount on Record
Prior Sale	Feb 3, 2014 · Amount on Record
Deed Document Number	202123326
Prior Transfer Date	May 25, 2021
Prior Transfer Doc	0000023326
Record Updated	Sep 20, 2026

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	May 26, 2021
Property Address	621 CARDINAL DR, RED OAK, TX 75154-3605
Document Number	2123326
Map Reference	CAB B SL 29
Instrument Date	May 25, 2021
Instrument	2123326
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 CARDINAL DR, RED OAK, TX 75154-3605

Mortgage

Document Number	2123327
Date	May 26, 2021
Instrument	2123327

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	621 CARDINAL DR, RED OAK, TX 75154-3605
Document Number	0000033766
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	621 CARDINAL DR OVILLA TX 751543605, OVILLA, TX 75154-3605

Mortgage

Document Number	0000033766
Date	Nov 8, 2019
Instrument	33766

Lender

Name	CITIZENS NAT'L BK/TX
Type	Bank
Address	WAXAHACHIE, TX 75168

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 7, 2039

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	621 CARDINAL DR, RED OAK, TX 75154-3605
Document Number	0000032045
Instrument Date	Oct 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 14, 2018
Title Company	TOWN SQUARE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	621 CARDINAL DR OVILLA TX 751543605, OVILLA, TX 75154-3605

Mortgage

Document Number	0000032045
Date	Nov 2, 2018
Instrument	32045

Lender

Name	CITIZENS NAT'L BK/TX
Type	Bank
Address	WAXAHACHIE, TX 75168

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	5.75%

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Ovilla City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,000 (+6.78%) Land $95,000 Building $222,000	$317,000 (+2.36%) Land $95,000 Building $222,000
2025	$4,296.00 (+0.16%) Homeowner's exemption	$296,881 (+11.03%) Land $95,000 Building $214,682	$309,682 (+15.82%) Land $95,000 Building $214,682
2024	$4,289.00 (+1.18%)
2023	$4,239.00 (+28.42%) Homeowner's exemption	$267,382 Land $75,000 Building $192,382	$267,382 Land $75,000 Building $192,382
2018	$3,301.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	12 (1989–2018)
Claims Outside the SFHA	8 of 12
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GLENN HEIGHTS serves 18,718 people · EPA ID TX0570085
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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