622 Cardinal Dr, Red Oak, TX 75154 Property Records

Ellis County property record for 622 Cardinal Dr, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,065 sqft · built 1984
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,530 (Sep 2023)
Tax Bill	$4,918 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R167883`

Property Details

APN / Parcel Number

Primary APN	`R167883`
Alternative APNs	`62922200200600111` `167883`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,065 sqft Living Area
Gross Area	2,182 sqft
1st Floor Area	1,581 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,572 sqft (0.61 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	142 sqft
Deck Area	196 sqft
Storage Building	100 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	622 CARDINAL DR
City	RED OAK
State	TX
Zip	75154-3606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 2 WESTMORELAND AC PH II 0.61 AC
Legal Subdivision	WESTMORELAND AC PH II
Legal Block	2
Legal Lot Number	6
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	2
Census Block	2002
Census Tract	60209

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	622 CARDINAL DR, RED OAK, TX 75154-3606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING
Sep 22, 2023	Warranty Deed, Transfer TRULY TITLE INC, TRULY TITLE
Jan 19, 2021	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2023 · Amount on Record
Deed Sale	Sep 22, 2023 · Amount on Record
Deed Document Number	202328336
Prior Transfer Date	Sep 18, 2023
Prior Transfer Doc	0000028337
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELLIS TX
Recording Date	Sep 22, 2023
Property Address	622 CARDINAL DR, RED OAK, TX 75154-3606
Document Number	0002328337
Map Reference	CAB B SL 29
Instrument Date	Sep 18, 2023
Instrument	2328337
Transaction Type	Transfer
Record Updated	Oct 6, 2023
Title Company	TRULY TITLE INC, TRULY TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	622 CARDINAL DR, OVILLA, TX 75154-3606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 CARDINAL DR, OVILLA, TX 75154-3606

Mortgage

Document Number	0002328338
Date	Sep 22, 2023
Instrument	2328338

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Sep 22, 2023
Property Address	622 CARDINAL DR, RED OAK, TX 75154-3606
Document Number	0002328336
Map Reference	CAB B SL 29
Instrument Date	Sep 14, 2023
Instrument	2328336
Transaction Type	Transfer
Record Updated	Oct 6, 2023
Title Company	TRULY TITLE INC, TRULY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1306 L R CAMPBELL RD, ITALY, TX 76651-3556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 CARDINAL DR, OVILLA, TX 75154-3606

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELLIS TX
Recording Date	Jan 19, 2021
Property Address	622 CARDINAL DR, RED OAK, TX 75154-3606
Document Number	0000002221
Instrument Date	Jan 19, 2021
Instrument	2221
Transaction Type	Transfer
Record Updated	Feb 11, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 CARDINAL DR OVILLA TX 751543606, OVILLA, TX 75154-3606

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Ovilla City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,867 (+7.66%) Land $95,000 Building $258,867	$353,867 (+7.66%) Land $95,000 Building $258,867
2025	$4,918.00 (-4.02%) Homeowner's exemption	$328,693 (+15.17%) Land $95,000 Building $233,693	$328,693 (+15.17%) Land $95,000 Building $233,693
2024	$5,124.00 (+11.39%)
2023	$4,600.00 (+521.62%)	$285,398 (+5.22%) Land $75,000 Building $210,398	$285,398 (+5.22%) Land $75,000 Building $210,398
2022	$740.00 (-80.94%)	$271,241 Land $70,000 Building $201,241	$271,241 Land $70,000 Building $201,241
2018	$3,883.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	12 (1989–2018)
Claims Outside the SFHA	8 of 12
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVILLA serves 4,532 people · EPA ID TX0700067
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: AT&T, Element8, Verizon.

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