6232 S Schelin Rd, Culver (Saginaw), MN 55779 Property Records

St. Louis County property record for 6232 S Schelin Rd, Culver, MN 55779

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,263 sqft
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Aug 2013)
Tax Bill	$442 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`475-0010-04725`

Property Details

APN / Parcel Number

Primary APN	`475-0010-04725`
Alternative APN	`955726`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,263 sqft Gross Area
1st Floor Area	990 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	65,340 sqft (1.5 acres)

Exterior Amenities

Porch	Porch
Porch Area	36 sqft
Deck Area	45 sqft
Storage Building	200 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	955726
Street Address	6232 S SCHELIN RD
City	CULVER
State	MN
Zip	55779-8047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAM
Legal Description	PART OF SW 1/4 OF NW 1/4 BEGINNING AT APOINT 1631 68/100 FT S AND 16 5/10 FT EOF NW CORNER OF SEC 29 THENCE S 36932/100 FT
Legal Range	17W
Legal Township	52N
Legal Section	29
Legal Subdivision	NEW INDEPENDENCE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	NEW INDEPENDENCE
Census Block Group	1
Census Block	1024
Census Tract	11101

Owner

Source: St. Louis County records · APN 475-0010-04725

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6232 S SCHELIN RD, CULVER, MN 55779-8047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jun 12, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jul 27, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Apr 18, 2016	Loan Modification, Mortgage · FHA Mortgage US BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 14, 2013 · Amount on Record
Deed Sale	Aug 14, 2013 · Amount on Record
Deed Document Number	2013934819
Prior Transfer Date	Jun 18, 2013
Prior Transfer Doc	0000934817
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6232 S SCHELIN RD, CULVER, MN 55779-8047
Transaction Type	Mortgage
Record Updated	Oct 09, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6232 S SCHELIN RD, CULVER, MN 55779-8047

Mortgage

Document Number	0001094265
Date	Sep 17, 2025
Instrument	1094265

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	247 Months
Due	Apr 01, 2046

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6232 S SCHELIN RD, CULVER, MN 55779-8047
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6232 S SCHELIN RD, CULVER, MN 55779-8047

Mortgage

Document Number	0001069113
Date	Jun 12, 2023
Instrument	1069113

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	274 Months
Due	Apr 01, 2046

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6232 S SCHELIN RD, CULVER, MN 55779-8047
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6232 S SCHELIN RD, CULVER, MN 55779-8047

Mortgage

Document Number	0001044343
Date	Jul 27, 2021
Instrument	1044343

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	297 Months
Due	Apr 01, 2046

April 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	6232 S SCHELIN RD, CULVER, MN 55779-8047
Document Number	000T993519
Instrument Date	Apr 18, 2016
Transaction Type	Mortgage
Record Updated	Jan 03, 2018
Title Company	SERVICELINK LOAN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6232 S SCHELIN RD CULVER MN 557798047, CULVER, MN 55779-8047

Mortgage

Document Number	000T993519
Date	Dec 22, 2017
Instrument	T993519

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2047

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	New Independence Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$442.00 (+5.74%) Homeowner's exemption
2025	$418.00 (-26.92%) Homeowner's exemption	$126,900 (+6.28%) Land $31,500 Building $95,400	$126,900 (+6.28%) Land $31,500 Building $95,400
2024	$572.00	$119,400 (+30.78%) Land $31,500 Building $87,900	$119,400 (+30.78%) Land $31,500 Building $87,900
2022		$91,300 Land $21,600 Building $69,700	$91,300 Land $21,600 Building $69,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370111011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Based on FCC filings for 10 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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