6164 S Schelin Rd, Culver (Saginaw), MN 55779 Property Records

St. Louis County property record for 6164 S Schelin Rd, Culver, MN 55779

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 4,284 sqft · built 2007
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on Record
Tax Bill	$5,782 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`475-0010-04750`

Property Details

APN / Parcel Number

Primary APN	`475-0010-04750`
Alternative APN	`790440`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	4,284 sqft Gross Area
1st Floor Area	3,118 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	1,742,400 sqft (40 acres)
Garage Area	4,028 sqft

Exterior Amenities

Porch	Slab
Porch Area	384 sqft
Deck Area	149 sqft
Patio Area	785 sqft
Storage Building	56 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Wood

Location & Zoning

Account Number	790440
Street Address	6164 S SCHELIN RD
City	CULVER
State	MN
Zip	55779-8047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAM
Legal Description	NW 1/4 OF SW 1/4 SERIAL #
Legal Range	17W
Legal Township	52N
Legal Section	29
Legal Subdivision	NEW INDEPENDENCE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	NEW INDEPENDENCE
Census Block Group	1
Census Block	1024
Census Tract	11101

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6164 S SCHELIN RD, CULVER, MN 55779-8047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHVIEW BK
Apr 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage SERVION INC
Oct 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 13, 2007
Transfer Doc	0001053906
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6164 S SCHELIN RD, CULVER, MN 55779-8047
Document Number	00A1389365
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6164 S SCHELIN RD CULVER MN 557798047, CULVER, MN 55779-8047

Mortgage

Document Number	00A1389365
Date	Sep 2, 2020
Instrument	A1389365

Lender

Name	NORTHVIEW BK
Type	Bank
Address	FINLAYSON, MN 55735

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6164 S SCHELIN RD, CULVER, MN 55779-8047
Document Number	0001353638
Instrument Date	Apr 15, 2019
Transaction Type	Mortgage
Record Updated	May 9, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6164 S SCHELIN RD CULVER MN 557798047, CULVER, MN 55779-8047

Mortgage

Document Number	0001353638
Date	Apr 24, 2019
Instrument	1353638

Lender

Name	SERVION INC
Address	NEW BRIGHTON, MN 55112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6164 S SCHELIN RD, CULVER, MN 55779-8047
Document Number	00A1323874
Instrument Date	Oct 2, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6164 S SCHELIN RD CULVER MN 557798047, CULVER, MN 55779-8047

Mortgage

Document Number	00A1323874
Date	Dec 11, 2017
Instrument	A1323874

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	CLOQUET, MN 55720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	New Independence Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,782.00 (+8.48%) Homeowner's exemption
2025	$5,330.00 (-5.4%) Homeowner's exemption	$686,500 (+7.38%) Land $81,500 Building $605,000	$686,500 (+7.38%) Land $81,500 Building $605,000
2024	$5,634.00	$639,300 (+21.38%) Land $81,500 Building $557,800	$639,300 (+21.38%) Land $81,500 Building $557,800
2022		$526,700 Land $61,800 Building $464,900	$526,700 Land $61,800 Building $464,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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