6221 S Schelin Rd, Culver (Saginaw), MN 55779 Property Records

St. Louis County property record for 6221 S Schelin Rd, Culver, MN 55779

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 1973
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Tax Bill	$3,796 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Oct 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`475-0010-04852`

Property Details

APN / Parcel Number

Primary APN	`475-0010-04852`
Alternative APN	`1079248`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,760 sqft Gross Area
1st Floor Area	1,408 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	2,432 sqft

Exterior Amenities

Porch	Slab
Deck Area	50 sqft
Storage Building	64 sqft
Sauna	Sauna
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1079248
Street Address	6221 S SCHELIN RD
City	CULVER
State	MN
Zip	55779-8047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAM
Legal Description	SE1/4 OF SE1/4 OF NE1/4 SERIAL #
Legal Range	17W
Legal Township	52N
Legal Section	30
Legal Subdivision	NEW INDEPENDENCE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	NEW INDEPENDENCE
Census Block Group	1
Census Block	1024
Census Tract	11101

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6221 S SCHELIN RD, CULVER, MN 55779-8047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CU
Oct 31, 2023	Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CU
Jun 15, 2020	Deed of Trust, Mortgage MEMBERS COOPERATIVE CU
Oct 15, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 30, 2019
Transfer Doc	00A1365413
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6221 S SCHELIN RD, CULVER, MN 55779-8047
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001522320
Date	Nov 14, 2025
Instrument	1522320

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 15, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6221 S SCHELIN RD, CULVER, MN 55779-8047
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001477224
Date	Oct 31, 2023
Instrument	1477224

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6221 S SCHELIN RD, CULVER, MN 55779-8047
Document Number	00A1383272
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6221 S SCHELIN RD CULVER MN 557798047, CULVER, MN 55779-8047

Mortgage

Document Number	00A1383272
Date	Jun 23, 2020
Instrument	A1383272

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.62%

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 15, 2019
Property Address	6221 S SCHELIN RD, CULVER, MN 55779-8047
Document Number	00A1365413
Instrument Date	Aug 30, 2019
Instrument	A1365413
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6221 S SCHELIN RD CULVER MN 557798047, CULVER, MN 55779-8047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	New Independence Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,796.00 (+8.27%) Homeowner's exemption
2025	$3,506.00 (-2.23%) Homeowner's exemption	$471,200 (+6.49%) Land $61,500 Building $409,700	$471,200 (+6.49%) Land $61,500 Building $409,700
2024	$3,586.00	$442,500 (+31.66%) Land $61,500 Building $381,000	$442,500 (+31.66%) Land $61,500 Building $381,000
2022		$336,100 Land $41,900 Building $294,200	$336,100 Land $41,900 Building $294,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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